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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28635 reviews)

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4.73

Based on 28,635 reviews, last reviewed 9th Jun 2026

395350% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Vanquis-A good training ground Vanquis has disciplined me to plan before I spend and to clear my debt as soon as possible. I could have moved on to other credit cards but I am learn... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28635)

Never had problems with Vanquis.

Never had problems with Vanquis. They really increased my credit limit when I was paying it back on time. No issue at all. Just the provision is quite high in my opinion so paying back as quickly as possible is the best option Reviewed on: 3rd May 2024

Easy to use app!

Easy to use app, transparent contract. Reviewed on: 3rd May 2024

Vanquaustic

Excellent service provided by vanquis ans staff so helpful even when struggling Reviewed on: 3rd May 2024

Vanquis gave me a very good starting limit and it's...

Vanquis gave me a very good starting limit and it's a very good way of building your credit score. Reviewed on: 3rd May 2024

Great credit builder card

Great credit builder card after my bankruptcy period ended. Upped my limit after responsible use to a great level. App is easy to use and never had an issues with my account over the 3+ years I have been with them. Easy application process and Reviewed on: 3rd May 2024

Very friendly always helpful and very reliable also...

Very friendly always helpful and very reliable also great to use anytime or anywhere I go helps in hard times and can count on use Reviewed on: 3rd May 2024

A great card with a great app to support it.

A great card with a great app to support it. Very straightforward to use as well. Reviewed on: 3rd May 2024

Great credit building!

When I returned from abroad after a few years I found the high street banks unwilling to give me any sort of credit even though I had previous history with them before relocating. My credit history was “missing” and even car insurance was extortionate. I applied and was accepted for a VANQUIS credit building card, I think the credit limit was £250. It wasn’t that I needed money, the important thing for me was building a credit score and history. The app is great and very user friendly, payment reminders, direct payments etc. I’ve been with this company since 2012, and it’s the only credit card I use. BTW, my credit limit is now £5000. Reviewed on: 3rd May 2024

Great service if I need to talk to customer service...

Great service if I need to talk to customer service they are always helpful. Reviewed on: 3rd May 2024

It was easy and efficient open an account

It was easy and efficient open an account Reviewed on: 3rd May 2024

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