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Vanquis : Credit builder credit card reviews

4.73
Based on 28,688 reviews, last reviewed 15th Jul 2026
397700% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Vanquish always make sure I am happy with the way my... Vanquish always make sure I am happy with the way my credit card works for me would recommend them to anyone can always speak to a human being on th... Read more Reviewed on: 15th July 2026
Faith Sandra biggs 's avatar
Faith Sandra biggs

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28688)

Never had a problem with vanquis

5
Never had a problem with vanquis Reviewed on: 20th May 2026

Due to circumstances out of my control I found mysel...

5
Due to circumstances out of my control I found myself unable to clear my debts. I spent 6 years paying everything off, and cleared it all last Xmas. Never thinking I would be able to get a credit, I filled out the application form not thinking for one minute it would successful. 2 hours later I got the go ahead. Absolutely amazing. Thankyou Vanquis. Reviewed on: 20th May 2026

Happy customer

5
I have been a long time customer and the service was excellent. Give credit transfer offers and increasing the credit limit was good. Reviewed on: 20th May 2026

Longstanding Customer

5
I’ve been with Vanquis for many years now, started out when I had a low very score and it has helped me build and get up much higher. Customer Service is great too whether over the phone or messaging, they are helpful and understanding. Their interest rate is quite high in my opinion but you can avoid it by paying off your balance each month which again helps to build your credit score. Overall I am happy with them Reviewed on: 20th May 2026

Vanquis has allowed me to build my credit.

5
Vanquis has allowed me to build my credit. Anytime I have contacted them they have always been knowledgeable, and dealt with my query quickly and efficiently. Reviewed on: 20th May 2026

Vanquis gave me a chance when no one else would.

5
Vanquis gave me a chance when no one else would. The app is incredibly simple to track, and by treating it strictly like a debit card and paying it off immediately, it boosted my credit file enough that I could finally get accepted for a normal bank account. Reviewed on: 20th May 2026

Vanquis Vanquis is one of UK’s best credit card.

5
Vanquis credit card is one of UK’s best credit card. It gives a generous amount of credit limit not to mention their customer service excellent. Reviewed on: 20th May 2026

Always higher APR than everywhere else and it's hard...

4
Always higher APR than everywhere else and it's hard to leave. They are nice. Reviewed on: 20th May 2026

Easy to pay, App is simple to use, good price on len...

5
Easy to pay, App is simple to use, good price on lending money Reviewed on: 20th May 2026

Helpful would recommend

5
Always been very helpful when i have had to contact them for one thing or another Reviewed on: 20th May 2026

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