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Vanquis : Credit builder credit card reviews

4.73
Based on 26,895 reviews, last reviewed 21st May 2026
317550% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Experience with Vanquis My experience has good excellent I have always been aware of my payments by email my payment have always been affordable always have the choice to hav... Read more Reviewed on: 21st May 2026
Sharon G's avatar
Sharon G

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26895)

Excellent customer service, easy and approachable.

5
Excellent customer service, easy and approachable. Reviewed on: 2nd May 2024

Very helpfull customer service .

5
Very helpfull customer service . I can use my card where i want. Get regular updates. Reviewed on: 2nd May 2024

Was good until you hit an issue.

1
Was good until you hit an issue. All was well until I couldn’t pay the last bill. phoned Vanquis told them the situation that I am awaiting a universal credit decision and cannot afford to pay at the moment. despite that I am now receiving 2 calls per day it’s bordering harassment. Won’t be recommending Vanquis to anyone now. Reviewed on: 2nd May 2024

Great service.

5
Great service. Easy to Manage account Reviewed on: 2nd May 2024

Having not had a credit card before so not a good cr...

5
Having not had a credit card before so not a good credit score, however now my credit score is very good. Reviewed on: 2nd May 2024

Fantastic app that sends reminders when payment is due!

5
Fantastic app that sends reminders when payment is due! So no chance of forgetting to pay on time. Great service! Reviewed on: 2nd May 2024

Clear information

5
Clear information on rates. A quick easy response on the phone Reviewed on: 2nd May 2024

Been with vanquis for fifteen years always paid what...

2
Been with vanquis for fifteen years always paid what was asked, apart from covid. Got a letter to say I was in debt in as much as I had paid more in fees and interest then what I had borrowed. Could it be that the interest rate has gone from 17% to 42% how offensive is that Reviewed on: 2nd May 2024

The Lady on the Phone help me Really well

5
The Lady on the Phone help me Really well Reviewed on: 2nd May 2024

Good Card

4
It’s a good card if you want to build your credit just think the interest rates are high Reviewed on: 2nd May 2024

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