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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Credit limit increase promises are not met at all.

1
Credit limit increase promises are not met at all. They sent me post saying I'm eligible for a credit limit increase every month and when I submitted my responses they needed from me, they just rejects it without any valid reason. All my other credit cards have a fantastic credit limit and my score is perfect 999. They made me embarrassed 4 times and now when I get that credit limit increase message, it straight away goes to bin. Reviewed on: 3rd May 2024

Helpful , available and informative

3
Helpful , available and informative Reviewed on: 3rd May 2024

Amazing! Must Apply

5
Vanquis Credit Score Building Credit Card offers a solid option for those looking to improve their credit score. With manageable credit limits and helpful features like text reminders for payments, it's designed to help users rebuild their credit responsibly. While the interest rates can be high, they're typical for cards aimed at those with less-than-perfect credit. Overall, it's a useful tool for those on the path to financial recovery. Reviewed on: 3rd May 2024

It’s the best I have so far.

5
It’s the best I have so far. I do recommend and I done for few Reviewed on: 3rd May 2024

Fantastic service

5
It's been fantastic really helpful people and great all round really am very very happy with the quality of service Many thanks Reviewed on: 3rd May 2024

Always good customer service and help

5
Always good customer service and help Reviewed on: 3rd May 2024

I love the Vanquis App which I use on my iPad.

5
I love the Vanquis App which I use on my iPad. It’s really easy to use and offers excellent security. I was offered an increase in my credit limit which was granted within 48 hours ! Reviewed on: 3rd May 2024

Notifications are good.

5
Notifications are good. Helps to improve credit score. Reviewed on: 3rd May 2024

Great service, never had problem.

5
Great service, never had problem. Reviewed on: 3rd May 2024

A very good experience and a great company

5
A very good experience and a great company Reviewed on: 3rd May 2024

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