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Vanquis : Credit builder credit card reviews

4.73
Based on 26,554 reviews, last reviewed 20th May 2026
301900% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Customer Care Customer service always on the mark. Any issues I have had quickly resolved and information very informative, especially on offers available Reviewed on: 20th May 2026
Paul Fuller's avatar
Paul Fuller

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26554)

Good business

5
Good business excellent customer care Reviewed on: 2nd May 2024

Extremely easy to use and reliable .

5
Extremely easy to use and reliable . A fantastic credit builder ! Reviewed on: 2nd May 2024

Overall Vaquis is a very good credit card provider

4
Overall Vaquis is a very good credit card provider compared to others. I have been offered a better limit then anywhere else.and I can do cash transfers at anytime that have helped.me a lot recently. Although I have been with them for a while now, I did not have an offer to increase limit yet and recently interest went up. They seem to be on top of security and contact the customer to discuss activity if they have concerns. My card was disabled for a little while when they contacted me and was re-enabled withing a few hours after a call. Better be safe then sorry. Overall very good provide and would recommend. Reviewed on: 2nd May 2024

Online application was very easy to fill out and d...

5
Online application was very easy to fill out and decision was instantly thank you Reviewed on: 2nd May 2024

My experience is brilliant I have no issues with Van...

5
My experience is brilliant I have no issues with Vanquis. I pay on time and the interest is ok for me. Reviewed on: 2nd May 2024

Great product

5
Easy application friendly staff on the phone app was easy to set up and use Reviewed on: 2nd May 2024

Ok so far, but nothing special

3
Ok so far, but nothing more than any other credit card company have offered (in terms of customer service / offers etc) Reviewed on: 2nd May 2024

Very high APR% and you find your only paying off int...

4
Very high APR% and you find your only paying off interest with high monthly repayments. Reviewed on: 2nd May 2024

Made it easy good customer service to help

5
Made it easy good customer service to help Reviewed on: 2nd May 2024

Haven’t had to use the customer service portal yet

4
Haven’t had to use the customer service portal yet Reviewed on: 2nd May 2024

Review Vanquis : Credit builder credit card now

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