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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (26694 reviews)

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4.73

Based on 26,694 reviews, last reviewed 20th May 2026

308300% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Customer Service Very helpful and friendly. Keeps me updated on any new advantages eg credit limits and costs. Reviewed on: 20th May 2026

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26694)

Worst card in the world for interest rates. Shocking

It’s very hard to keep up with the internet on this card I wish I’d never got it and you said you would keep the interest at £80 but never done that absolutely hate this card Reviewed on: 2nd May 2024

Keeping on top.

Having the app makes it easy to get information regarding balance quickly. Reviewed on: 2nd May 2024

Excellent experience with dealing with customer service

Excellent experience with dealing with customer service Reviewed on: 2nd May 2024

Interest rates too high

Interest rates are too high for long standing customers Reviewed on: 2nd May 2024

Its been good and very helpful staff

Its been good and very helpful staff Reviewed on: 2nd May 2024

Best credit card company I’ve ever used!

You gave me a really good balance to begin with instead of starting low like other companies. Your interest rates are lower than others too. Having this credit card has been a great help, and I’m starting to see my credit score increase too. Reviewed on: 2nd May 2024

easy application, good interes rate

easy application, good interes rate Reviewed on: 2nd May 2024

Interests rates are too high.

Interests rates are too high. Will never pay off in a short matter of time. Reviewed on: 2nd May 2024

Overall I have a good experience.

Overall I have a good experience. Vanquis helps me to build my credit history nd improve it Reviewed on: 2nd May 2024

very happy.

very happy. easy to use. Application is very easy to understand. Thanks Reviewed on: 2nd May 2024

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