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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (26807 reviews)

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4.73

Based on 26,807 reviews, last reviewed 20th May 2026

313550% increase in 5 star reviews

in the past 90 days

4700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Love Vanquis it’s great! Love Vanquis it’s great! I feel in control and I can review my spending Reviewed on: 20th May 2026

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26807)

Great customer care and updates.

Great customer care and updates. I love the monthly text message advising me of my balance and payment due date. Reviewed on: 2nd May 2024

Amazing credit card

Vanquis credit card is an excellent asset to have Reviewed on: 2nd May 2024

Vanquis Loan

no information about the loan product Detailed repayment plan with interest fee and periodic deduction of the principal Reviewed on: 2nd May 2024

Vanquis bank

My experience with Vanquis has been really good payments are affordable good customer service Reviewed on: 2nd May 2024

Vanquis is number one

I wasn't put through any cumbersome process. Vanquis made everything straightforward for me. Reviewed on: 2nd May 2024

I have been a vanquis customer for 6 years and...

I have been a vanquis customer for over 6 years and I can absolutely say that they have been very excellent with their services. A few times the airline cancelled our tickets and vanquis had always jumped in quickly to make sure that we get our money back. They constantly advise about making sure that you can pay back the money before borrowing it. Very excellent at what they do. Reviewed on: 2nd May 2024

Very good card and security is excellent

Very good card and security is excellent Reviewed on: 2nd May 2024

Drastic drop in Credit Limit

When I first joined Vanquis, I had a Credit Limit of £500 but without notice or reason they dropped the Credit Limit to £150 which left me seething. I later discovered that it was due to my Credit Score being low and I was classed as more of a threat even though I made regular payments on my account to keep my Credit Score in good stead Reviewed on: 2nd May 2024

Always available to help, easy to use app.

Always available to help, easy to use app. Apr ok could be lower Reviewed on: 2nd May 2024

I called as I had a scam call trying to get me to ha...

I called as I had a scam call trying to get me to hand over a PIN number. I blocked my card straight away and obviously didn’t give the scammer any details. I call today as I was very anxious about it all and I had a question about a refund that I was expecting. The professionalism of your office was disappointing. It sounded like they were having a party, and the noise was so loud that I could hardly hear your representative. I came off the phone more stressed out than I was to begin with. I was in a very stressful situation and I called for help. I do not expect to have to listen to such loud background noise of people shouting, singing and laughing. I’m absolutely disgusted by it all. Reviewed on: 2nd May 2024

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