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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Vanquis Friendly Review

4
Have been with Vanquis for several years now. Started when I was struggling and managing a young family . I found Vanquis to be flexible understanding and unlike other providers did not increase credit limit ad hoc which really helped to manage our family finances . Reviewed on: 3rd May 2024

Pretty helpful when needing support to access online...

5
Pretty helpful when needing support to access online services Reviewed on: 3rd May 2024

I recommend a Vanquis card through personal use.

5
Having the Vanquis card at hand gives me options I previously didn't have. Also it gives me peace of mind knowing I have funds available in an emergency. Reviewed on: 3rd May 2024

Straight forward credit card, helped build my credit...

5
Straight forward credit card, helped build my credit & easy to make payments & pay for goods. The only downside is the interest rate could be a bit lower. Reviewed on: 3rd May 2024

No fuss credit card and genuine service with reminde...

5
No fuss credit card and genuine service with reminders for payments and benefits. Reviewed on: 3rd May 2024

Vanquis has been easy to set up and super smooth ser...

5
Vanquis has been easy to set up and super smooth service Thankyou Reviewed on: 3rd May 2024

Easy to use app great customer service and support

5
Easy to use app great customer service and support Reviewed on: 3rd May 2024

credit card...

5
I have had no problem at all using this credit card at all and have had a very good experience with Vanquis credit card Reviewed on: 3rd May 2024

Great credit card .

5
Really good at increasing my credit score. Loved the way that they could see me being careful with my money and then therefore increased my amount even though I didn’t really need it. Reviewed on: 3rd May 2024

Good experience, "I've been using this credit card f...

5
Good experience, "I've been using this credit card for quite some time now, and I must say, it's been a game-changer for me. The rewards program is fantastic, offering cashback on purchases I make regularly. Plus, the app makes managing my finances a breeze; I can track my spending, set up alerts, and even make payments on the go. Customer service has also been top-notch; whenever I've had an issue or a question, they've been quick to respond and incredibly helpful. Overall, I couldn't be happier with this credit card. It's definitely exceeded my expectations, and I highly recommend it to anyone looking for a reliable and rewarding credit card option." Reviewed on: 3rd May 2024

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