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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Best credit card

5
Vanquis Building Credit is an absolute game-changer! It's not just about building credit; it's about reclaiming financial freedom. The straightforward application process, coupled with their responsive customer service, makes it a breeze to navigate. With Vanquis, I've witnessed my credit score soar, unlocking doors to opportunities I never thought possible. Their transparent fee structure and manageable repayment options make it accessible for anyone looking to rebuild their credit. Plus, their mobile app makes it convenient to track progress and manage payments on the go. In essence, Vanquis Building Credit isn't just a tool – it's a lifeline for those ready to take control of their financial future. I couldn't recommend it highly enough. Reviewed on: 3rd May 2024

Easy to use.

4
Easy to use. App good- very up to date. Not had to use customer service yet . Reviewed on: 3rd May 2024

Very good helped me many ways any problems no matter...

5
Very good helped me many ways any problems no matter they helped me get on track Reviewed on: 3rd May 2024

The whole experience of using Vanquis has been excel...

5
The whole experience of using Vanquis has been excellent. Any questions that I had were answered clearly and professionally Reviewed on: 3rd May 2024

I’ve used this card for years and have never encount...

5
I’ve used this card for years and have never encountered any issues. If I did need to speak to customer service any query I had was dealt with immediately Reviewed on: 3rd May 2024

The online app is very easy to acquire and use once...

5
The online app is very easy to acquire and use once installed. The card is also set at a realistic level and APR allowing you to use it when needed without falling into any financial traps. Reviewed on: 3rd May 2024

Good credit limit, fair APR, no yearly fee.

5
Good credit limit, fair APR, no yearly fee. Reviewed on: 3rd May 2024

Just love Vanquis credit card and there app it’s so...

5
Just love Vanquis credit card and there app it’s so easy to apply for and there balance transfers are lower than most credit cards you can even transfer money into you bank account I have highly recommended Vanquis to everyone Reviewed on: 3rd May 2024

Vanquis are Gold

5
Always very helpful especially when I had problems with the app. Informative, friendly and helpful over the phone. Kept up to date with all the interest increases. Understandable when cannot pay more than minimum amount. Would highly recommend Vanquis to friends and family. Reviewed on: 3rd May 2024

efficient

5
Within minutes of applying I had an answer, within days I had my card and then the same days later for pin number. the ap is excellent and helps you control your account easier Reviewed on: 3rd May 2024

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