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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Great service!

5
Vanquis have always been great for me, the app is very user friendly. Fees are transparent and if I have needed to call the advisor has always been friendly and helpful Reviewed on: 3rd May 2024

No hassle and fantastic service , I am very pleased...

5
No hassle and fantastic service , I am very pleased with the past and present how my account is run and always up todate and very easy to use app for a OAP. Reviewed on: 3rd May 2024

TOTALLY PISSED OFF

1
I have been waiting over 20 years for my credit limit to raise!!! NEED I SAY NO MORE Reviewed on: 3rd May 2024

Customer Focused Website

5
Easy to use website,everything in one place. Reviewed on: 3rd May 2024

Yes there credit building is good

4
Yes there credit building is good Reviewed on: 3rd May 2024

Vanquis Credit! Sign up Now!

5
Having used the Vanquis Credit Building Credit Card for some time now, I can confidently say it's been a game-changer in my financial journey. When I first applied, I appreciated how the initial credit limit was tailored to my circumstances, providing me with enough purchasing power without risking overextension. One of the standout features for me has been the online account management system. It's intuitive and user-friendly, allowing me to monitor my spending, track payments, and stay on top of my finances with ease. This level of transparency has been invaluable in helping me maintain control over my credit usage. While the interest rates may be higher compared to some other cards, I view it as a fair trade-off considering the target audience for this card. As someone focused on rebuilding my credit, having access to credit-building tools and the opportunity to demonstrate responsible financial behavior has been worth it. Overall, the Vanquis Credit Building Credit Card has been instrumental in my journey toward financial health. It's provided me with the means to rebuild my credit while offering the convenience and flexibility I need in a credit card. I would highly recommend it to anyone in a similar situation looking to improve their creditworthiness. Reviewed on: 3rd May 2024

Easy and simple excellent

5
Easy and simple been with Vanquis for many years and very happt Reviewed on: 3rd May 2024

Very helpful customer service best bank for family

5
Very helpful customer service Very helpful customer service best bank for family Reviewed on: 3rd May 2024

Vanquis credit card

5
I've used this credit card for several years now and I couldn't be happier with my experience. Reviewed on: 3rd May 2024

The services surrounding the card have worked extrem...

5
The services surrounding the card have worked extremely well and information is readily available. I did find however that there wasn’t a great deal of readily available Information on when charges were due to apply. For first time users and credit builders this is quite important Reviewed on: 3rd May 2024

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