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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 26,998 reviews, last reviewed 21st May 2026
321900% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Helped me when I needed it average interest rate Helped me when I needed it average interest rate Reviewed on: 21st May 2026
Carol k's avatar
Carol k

Latest lowest rating:

1

they are complete time wasters at vanquis they are complete time wasters at vanquis Reviewed on: 21st May 2026
PETER E's avatar
PETER E
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26998)

too much cost so balance never goes down enough

3
too much cost so balance never goes down enough Reviewed on: 2nd May 2024
Judith H's avatar
Judith H

Easy to use app, and set up Apple Pay on my phone fo...

4
Easy to use app, and set up Apple Pay on my phone for added security, no real issues, % is a little high if I need extra credit, then can be hard to pay back, but in a good position right now Reviewed on: 2nd May 2024
Sam C's avatar
Sam C

Satisfactory customer services , response time excel...

5
Satisfactory customer services , response time excellent, initial application was straightforward and thorough Reviewed on: 2nd May 2024
ERNEST BASIL KWAKYE's avatar
ERNEST BASIL KWAKYE

A great credit card to have.

5
A great credit card to have. Reasonable interest rates. Very easy to use app that keeps me on top of my spending. Highly recommend. Reviewed on: 2nd May 2024
Minibearsuk's avatar
Minibearsuk

Great service, more human and efficient.

5
Great service, more human and efficient. Reviewed on: 2nd May 2024
Alex's avatar
Alex

Great customer service and always happy to help

5
Great customer service and always happy to help Reviewed on: 2nd May 2024
Elaine mcewan 's avatar
Elaine mcewan

Had a card for years now as you build a trusted cred...

5
Had a card for years now as you build a trusted credit portfolio you are then rewarded with a better interest rate, which is a good idea as they keep you as a customer Reviewed on: 2nd May 2024
George cormack 's avatar
George cormack

I pay well and my score is going up yet i never get...

3
I pay well and my score is going up yet i never get updated on any changes or offered any positive and i have been a customer for over 2 years Reviewed on: 2nd May 2024
Anonymous A's avatar
Anonymous A

Smooth start to finish excellent company love my car...

5
Smooth start to finish excellent company love my card has great rates Reviewed on: 2nd May 2024
Catriona Denning's avatar
Catriona Denning

Helped me out a few times especially when my car par...

5
Helped me out a few times especially when my car part was a lot of money and was able to pay off over 2 months Reviewed on: 2nd May 2024
David Y's avatar
David Y

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