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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Rebuild with vanquish

5
I was let’s say in need of rebuilding myself and vanquish did not waste anytime in believing in me they started me off with a small amount then together we built on it and o my score that’s how vanquish work with you a team together and they watch over things and if there not sure they check with you before going ahead yes it’s there money but they treat u as it’s ur money they are like a little safe guard there they don’t pester u and u have total control on there great app they are just a message away and u can make extra payments when ever u like just to get that balance down if u are able to Reviewed on: 3rd May 2024

Vanquis Give me a chance when my credit was very low.

5
Vanquis Give me a chance when my credit was very low.. how do you slowly build my credit score up since taking this credit card out.. quite expensive interest rates, but that’s to be expected, after you have built up a trust they offer you loans too. In my experience, it is what it says on the tin and would recommend to anybody at the bottom of the credit score ladder. Reviewed on: 3rd May 2024

I had a very poor credit rating, Vanquis helped me.

5
I had a very poor credit rating and Vanquis was the only option available. I received a phone call stating I had been accepted. This was my journey to correcting my credit score. It's taken years but I went from an abysmal score, to an excellent one. Without Vanquis, I don't know how things would be now, if I would have been accepted for the mortgage I now have. It was a great starting point. Any interactions with customer service were fantastic. Reviewed on: 3rd May 2024

Poor language skills on telephone

2
Poor language skills on telephone Reviewed on: 3rd May 2024

Rebuild credit

1
They’ve been a good assistant in rebuilding my credit score. Reviewed on: 3rd May 2024

Great company, and friendly and professional custom...

5
Great company, and friendly and professional customer service Reviewed on: 3rd May 2024

Easy to set up and pay back

5
Easy to set up and pay back options Reviewed on: 3rd May 2024

Good customer service.

5
Good customer service. Always willing to help. Reviewed on: 3rd May 2024

Simple straightforward and easy to deal with

5
Simple straightforward and easy to deal with Reviewed on: 3rd May 2024

my vanquis card ..

5
I have had my vanquis card for a while now and I have never had any problems Reviewed on: 3rd May 2024

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