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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28696 reviews)

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4.73

Based on 28,696 reviews, last reviewed 24th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

It’s ok but still

It’s ok Reviewed on: 3rd May 2024

Great finance provider I have never had no issues wi...

Great finance provider I have never had no issues with this provider Reviewed on: 3rd May 2024

The credit builder has been excellent for me.

The credit builder has been excellent for me. From bad credit rating to good credit rating in a few years and the possibility to actually own a home now. Couldnt have done this without Vanquis Reviewed on: 3rd May 2024

The credit card is great for beginners.

The credit card is great for beginners. I started to build my credit with £200 and I’m now at £3000 Reviewed on: 3rd May 2024

I had a legitimate claim for a chargeback with a lot...

I had a legitimate claim for a chargeback with a lot of proof, Vanquis let me down and I am £1000 plus interest out of pocket , with no support , poor responses and terrible service. Reviewed on: 3rd May 2024

I have struggled at some point to pay the credit car...

I have struggled at some point to pay the credit card of due to a problem within the family. They were amazing and offered me extra time to pay it off. Thank you for being there when I needed you the most Reviewed on: 3rd May 2024

I have a loan with Vanquis and a card , I spoke to a...

I have a loan with Vanquis and a card , I spoke to a lady on the phone about having another loan , she was very polite and helpful, I asked if they top up loans she said they don’t but reapply when your loan has finished Reviewed on: 3rd May 2024

Manageable

So easy and everything so easy to understand all screens easy to understand never miss out on a number of things like minimum payment balance ext Reviewed on: 3rd May 2024

Great customer service and understanding

Great customer service and understanding Reviewed on: 3rd May 2024

Great option for credit building with great support.

I have had nothing but support from Vanquis. My credit suffered due to poor money management and previous poor lending practices but Vanquis helped me build my control and keep me updated on how much I should pay and protect me from persistent debt. They have the customer in mind with every decision and don’t just offer limit increases to make money from customers. I trust them to support me. Reviewed on: 3rd May 2024

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