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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 26,257 reviews, last reviewed 20th May 2026
288150% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

It’s been wonderful, I enjoy using my card. It’s been wonderful, I enjoy using my card. Reviewed on: 20th May 2026
Damilola B's avatar
Damilola B

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (26257)

Excellent customer service

5
I've never had any problems with them and whenever I have needed help with my bills they are very helpful. I have been put on a break before when I lost my job and had a payment once on hold. They are easy to deal with on the phone too. Reviewed on: 2nd May 2024
Ditzy B's avatar
Ditzy B

Very poor experience.

1
Very poor experience. I was invited to apply for a credit limit increase, which I did not particularly need, but decided to apply for as it may have been useful sometime in the future. I was then made to jump through hoops in terms of providing evidence of income, and then turned down with no explanation. A thorough waste of time for something I wasn't bothered about having in the first place! Reviewed on: 2nd May 2024
John Nutmeg's avatar
John Nutmeg

The card limit is sufficient for my needs.

4
The card limit is sufficient for my needs. Reviewed on: 2nd May 2024
Alan C's avatar
Alan C

Vanquish have me the chance to build my credit score...

5
Vanquish have me the chance to build my credit score up .where others would not. I am very grateful to them.with my card I started to sort my spending out Reviewed on: 2nd May 2024
Judith J's avatar
Judith J

Vanquis make lending money very simple and affordable.

5
Vanquis make lending money very simple and easy for all. Since day 1 I have not had a bad experience with Vanquis and their customer service agents are always polite and friendly. Reviewed on: 2nd May 2024
Darren R's avatar
Darren R

Excellent

5
Very painless all transactions wet smoothly very helpful people if you ever need to speak to someone. Reviewed on: 2nd May 2024
TJ's avatar
TJ

App usage Great app very simple to use

5
Great app very simple to use in very happy with it Reviewed on: 2nd May 2024
Simon O's avatar
Simon O

Good credit card

5
Good company, easy to deal with, but very high interest rates Reviewed on: 2nd May 2024
Gary Dunn's avatar
Gary Dunn

Great experience

5
Onboarding is smooth and clear with various benefits. Usage is good and the way we are notified on activities and usage. Reviewed on: 2nd May 2024
mohan tella's avatar
mohan tella

Is good service &I hope everytime like this

5
Is good service &I hope everytime like this Reviewed on: 2nd May 2024
Mohammad 's avatar
Mohammad

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