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Vanquis : Credit builder credit card reviews

4.73
Based on 26,807 reviews, last reviewed 20th May 2026
313550% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Love Vanquis it’s great! Love Vanquis it’s great! I feel in control and I can review my spending Reviewed on: 20th May 2026
Daniel R's avatar
Daniel R

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (26807)

The Best

5
Have all your experiences with the Vanquis card been the best? Reviewed on: 2nd May 2024

Great customer service agents always provide help a...

5
Great customer service agents always provide help and support, more than happy with vanquis bank so will be a dedicated customer Reviewed on: 2nd May 2024

Easy to understand app.

5
Easy to use app and very easy to manage your money. A lifesaver in times of need. My credit increased every time I followed the easy to read balance and payment schedule. Reviewed on: 2nd May 2024

I have been with Vanquis a short time,but they are v...

5
I have been with Vanquis a short time,but they are very helpful and considerate with dealing with depth that people can repay Reviewed on: 2nd May 2024

I’ve been with Vanquis for about 5 years now to buil...

5
I’ve been with Vanquis for about 5 years now to build my credit score - this worked for me so well especially with the no interest for the first couple of years. It made my life so much easier as well as being a reliable fall back when I’m having a bad income moment. Reviewed on: 2nd May 2024

Great bank to deal with.

5
Great bank to deal with. Had no issues at all. Reviewed on: 2nd May 2024

Vanquis personal loan

5
Easy to apply for loan… provided that your credit score is good Reviewed on: 2nd May 2024

not money for nothing

5
good communication and always helpful. Reviewed on: 2nd May 2024

It has help to build my credit score , as well as th...

5
It has help to build my credit score , as well as the low apr cross the other providers made a good difference. Reviewed on: 2nd May 2024

Spending buddy

4
Started with Vanquis a few years back - have had a good relationship with them - haven't been bombarded with product offers or letters worrying about my level of debt or use of credit - I am using it - I am paying for it and it works for me. Reviewed on: 2nd May 2024

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