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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Money when you need it the most to get you out of th...

5
Money when you need it the most to get you out of those sticky situations. Reviewed on: 2nd May 2024

Credit increase

3
Was offered a credit limit increase to in which I applied and have gone back and forth for over 4 weeks asking me to provide proof of income etc to inwhich I have but still haven't heard back Reviewed on: 2nd May 2024

Help from Vanquis

5
When I needed help Vanquis did their upmost to help me through a difficult time. Nothing was too much for them. They are one of the best credit companies that Ive dealt with. Reviewed on: 2nd May 2024

Great value

5
Great for credit building and great value Reviewed on: 2nd May 2024

Satisfied.

5
Satisfied. No problems so far. Good customer service and no problems with the card even abroad. Reviewed on: 2nd May 2024

Honest approach

5
Simply easy to use with time repairing your credit file and manageable guidance keeping you on track. Treated fairly and given space to show responsible lending works Reviewed on: 2nd May 2024

Good credit limit to start with.

5
Good credit limit to start with. I've had no problems yet. My credit rating is going in the right direction. Reviewed on: 2nd May 2024

Vanquis is so trouble free.

5
Vanquis is so trouble free. I have a friend in my wallet not a credit card. On a couple of occasions my partner fell for a scam and stood to loose money. Vanquis took this up and within weeks the scammers backed off and our funds returned. Just cannot praise them enough. Reviewed on: 2nd May 2024

I have had Vanquis for some years now and i think th...

4
I have had Vanquis for some years now and i think the interest can be high. But it's a good card to have for people who don't have a good credit score. Reviewed on: 2nd May 2024

Become like monzo flex

5
You need more modern look like monzo flex. The best credit card out there Reviewed on: 2nd May 2024

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