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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

The card you can depend on

5
The card is easy to use when out and about. I’m confident that the card will pay when I need it to work it’s my buddy lol . Reviewed on: 2nd May 2024

Good service.

4
Good service. Available when i needed them. If I remember rightly this was a useful promotional offer to me of a 0% interest balance transfer. I would use again if available to me. Reviewed on: 2nd May 2024

Don’t do it

1
I should never have taken this card out I was warned of high interest but I took it out anyway I’m now a pensioner and i cant afford to pay this debt off how stupid was I to keep accepting the increased credit limit and it is costing me a fortune every month but do they care no they just keep telling me I’m nearing my credit limit and even though I’m not using the card what I’m paying each month is not getting the debt down at all it just seems to keep increasing how stupid have I been wish i had not taken this credit card out in the first place wish I had listened when I was told not too Reviewed on: 2nd May 2024

Satisfied with the services I have received from Van...

5
Satisfied with the services I have received from Vanquis bank Reviewed on: 2nd May 2024

Great card and great app

5
Great card and great app easy to use and easy to stay in control Reviewed on: 2nd May 2024

Affordable interest rate, allows to build your credi...

5
Affordable interest rate, allows to build your credit score, online easy management of account, security reassured to the users, easy access use all around the UK for my travel. Reviewed on: 2nd May 2024

Love the app,

4
Love the app, easy to navigate and use. Very clear information Reviewed on: 2nd May 2024

Excellent card, great customer service

5
Excellent card, great customer service Reviewed on: 2nd May 2024

Easy and straightforward and easy application

5
Easy and straightforward and easy application Reviewed on: 2nd May 2024

Vanquis is very simple to use and the app is very us...

5
Vanquis is very simple to use and the app is very user friendly Reviewed on: 2nd May 2024

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