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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Experience has been very positive.

5
Experience has been very positive. Customer service is very responsive and helpful. Able to answer queries which at times are complex. Reviewed on: 2nd May 2024

Satisfied Card user

4
The Vanquis application was easy to follow and I received a prompt reply. In general I have had very good service. Recently Vanquis cancelled my card and blocked my online services because my account had been compromised - a situation i was unaware of. My only criticism is being able to speak to someone i i have a query. i am a senior citizen and have no confidence when using Apps and if I want advice an automated message directs you to access the App. Reviewed on: 2nd May 2024

Vanquish has really assisted me to improve my credit

5
Vanquish has really assisted me to improve my credit rating. Reviewed on: 2nd May 2024

Helped improve credit rating

4
I got a Vanquis card when I had poor credit. It helped me improve my credit rating. Its maybe no longer best suited to me as there are no additional benefits. I also don't like how a credit card aimed at people with poor credit targets customers for additional loans that may lead to debt. Reviewed on: 2nd May 2024

They have been very helpful

5
They have been very helpful and realistic Reviewed on: 2nd May 2024

An easy to use card with no hidden conditions.

5
I have used Vanquis credit card for a few years now and enjoy the fact that they put no pressure on you to increase your limit. They ask if you require a new limit but leave it up to you if you do want to change. The app is excellent and easy to use. The card enables me to control my spending along with easy control of my repayments. Reviewed on: 2nd May 2024

Highly recommended card

5
I am a Vanquis good customer and I really like there service as there interest rates are very low from other banks and credit cards I highly recommended this card for everyone as they also help to built up your credit history as it’s done mine Reviewed on: 2nd May 2024

User Friendly and simply the best

5
User Friendly and simply the best Reviewed on: 2nd May 2024

I have use the service with ease.

4
I have use the service with ease. I have not needed to use customer services directly but I am fully informed about current information at all times. Reviewed on: 2nd May 2024

Vanquis credit card is very hands on always easy to...

5
Vanquis credit card is very hands on always easy to make payments by loads of options and never had a issue with anything over the last eight years. Reviewed on: 2nd May 2024

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