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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Good for building credit

4
Good for building credit - I got this card to help build my rating and it is working for me. I only have a small limit but it helps me keep on top of my situation and is manageable. The app in particular is easy to use and helps me to keep on top of things to ensure I maintain my credit rating. Reviewed on: 2nd May 2024

SPECTACULAR! experience:)

5
SPECTACULAR EXPERIENCE!All working with top quality! Reviewed on: 2nd May 2024

Had card for few years and love it

5
Had card for few years and love it Reviewed on: 2nd May 2024

Great first credit card.

5
Great first credit card. easy to use the app. Offers for credit limit increases. Good customer services Reviewed on: 2nd May 2024

Very easy to use and payments are made with no...

5
Very easy to use and payments are made with no hassle Reviewed on: 2nd May 2024

First one

5
I applied for a credit card with my bank. They said no. I did my credit score and Vanquis was the first one I applied for. Reviewed on: 2nd May 2024

Forget The Rest, Just GetThe Best In Vanquis?

5
I have had times when I could not pay my bill due to serious illness, a reduction of earnings or not getting payments I was expecting. I am a big credit card user on low income and Vanquis are the only provider that tries to help you to the lengths they go. It is not just me but my friend who developed an addiction problem said Vanquis were amazing in trying to help him until he was able to recover and resume his regular payments. I always recommend Vanquis. If only more credit companies were like them. There is one other out there that are quite good but still not on the level with Vanquis. It is the one card I will always keep, even if I did not need to use credit cards again to help me to get by. Reviewed on: 2nd May 2024

Am very happy with my Vanquis account and it has bee...

5
Am very happy with my Vanquis account and it has been good to see my credit score slowly improving. Reviewed on: 2nd May 2024

Always easy to talk to and very helpful!

5
Always easy to talk to and very helpful! Reviewed on: 2nd May 2024

Easy and simple.

5
I’ve found my Vanquis card easy to keep track of and up to date, it’s accepted everywhere and simple to use either the card or app. Added bonus when they started allowing you to add the card to your iPhone wallet for easier access too. Reviewed on: 2nd May 2024

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