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Vanquis : Credit builder credit card reviews

View other Vanquis products
4.73
Based on 26,554 reviews, last reviewed 20th May 2026
301900% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Customer Care Customer service always on the mark. Any issues I have had quickly resolved and information very informative, especially on offers available Reviewed on: 20th May 2026
Paul Fuller's avatar
Paul Fuller

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa
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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26554)

I can always speak to a human, if I've got any issues.

5
I can always speak to a human, if I've got any issues. They app to keep track of your account is brilliant. Reviewed on: 2nd May 2024
Samantha D's avatar
Samantha D

Easy to apply value for money my credit score was no...

5
Easy to apply value for money my credit score was not high but found it easy with no fuss to apply Reviewed on: 2nd May 2024
Chris M's avatar
Chris M

It was my first credit , helped me a ton with gettin...

5
It was my first credit , helped me a ton with getting my credit score up and positive, gained a lot of knowledge on how to use a credit card. Shout out vanquis!! Reviewed on: 2nd May 2024
Ishem s's avatar
Ishem s

Good App and responsible lenders.

5
I have been with Vanquis for some years now and have had a good experience throughout. The App is easy to use and they are responsible lenders. Reviewed on: 2nd May 2024
Paul S's avatar
Paul S

5* Vanquis

5
I have had a Vanquis credit card for many years now, first when I was in a mess financially. My financial position is now secure but I have not swapped credit card companies because I continue to be impressed at how stress free it is to manage the account and use the banking app. Reviewed on: 2nd May 2024
Heather T's avatar
Heather T

Been with Vanquis along time customer service is ver...

5
Been with Vanquis along time customer service is very approachable and easy to get through to not that I have needed them a lot as everything has been straight forward Reviewed on: 2nd May 2024
wooller@myself.com's avatar
[email protected]

Quick, responsive, usefull

5
I was in need of a quick loan due to my partner finances and it was done in 24h. I had question and spoke to customer service quickly. The app is practical as well. The interest rate is high but it what it is when you need some extra cash fast. Reviewed on: 2nd May 2024
Marine's avatar
Marine

Not very good l was offered credit increase when l a...

2
Not very good l was offered credit increase when l applied l was turned down regardless of me being up to date with my payment Reviewed on: 2nd May 2024
Mlungisi 's avatar
Mlungisi

It was a credit card.

4
It was a credit card. It did what it was supposed to. I never needed to speak to customer services about any issues. Reviewed on: 2nd May 2024
Darren Whiston's avatar
Darren Whiston

Monthly required payments given well in advance.

5
Monthly required payments given well in advance. The Vanquis card is a great back up in emergencies. Additional payments are easy to make, not affecting monthly standard payment. Reviewed on: 2nd May 2024
BERNARD C's avatar
BERNARD C

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