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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28696 reviews)

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4.73

Based on 28,696 reviews, last reviewed 24th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

I started off with a credit limit of £600 12 months...

I started off with a credit limit of £600 12 months have paid off more than the minimum amount via direct debit payment every month and have not even been asked for an increase in my credit limit Reviewed on: 2nd May 2024

Easy to use

All ways easy to use the app for anything I have wanted to do/find info on products etc and while I app you are a business my card with yourselves has quite a high interest rate Reviewed on: 2nd May 2024

When times were hard they were so kind and understan...

When times were hard they were so kind and understanding Reviewed on: 2nd May 2024

Good for me

Since I was expected it's has been a godsend for me Reviewed on: 2nd May 2024

Excessively delayed reviews

Respect that one of the first cards that extended me credit. Cards issued subsequent to this had positively reviewed the limit (some even twice) but seems like Vanquis is in slumber. With 7% of my wallet size I am inclined to even reduce the usage as I need to keep paying the balance down to remain within 25% of limit range Reviewed on: 2nd May 2024

Has really helped build my credit score -vanquis gav...

Has really helped build my credit score -vanquis gave me the opportunity to do so-i am more than happy Reviewed on: 2nd May 2024

Customer service agents are very knowledgeable and...

Customer service agents are very knowledgeable and are always available. Reviewed on: 2nd May 2024

They really helped me get on track with my money and...

They really helped me get on track with my money and credit score. Reviewed on: 2nd May 2024

I have no problem using this company and they very k...

I have no problem using this company and they very keeping undated with offers and your monthly payment Reviewed on: 2nd May 2024

The easy and friendly app

I’ve found the Vanquis app very easy to navigate. Any time I’ve had to ring someone they’ve been very professional and helpful in resolving any issues. Reviewed on: 2nd May 2024

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