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Vanquis : Credit builder credit card reviews

4.73
Based on 26,807 reviews, last reviewed 20th May 2026
313550% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Love Vanquis it’s great! Love Vanquis it’s great! I feel in control and I can review my spending Reviewed on: 20th May 2026
Daniel R's avatar
Daniel R

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (26807)

I've had my Vanquis account for a couple of years no...

5
I've had my Vanquis account for a couple of years now - I used it initially to build my credit rating and it has done that very well Reviewed on: 2nd May 2024

Long standing Vanquis customer

5
Had the card for many years, notifications are good, the help when they call is good too. They advise me to get below a certain amount when it’s near my limit - but also tell me ‘why’ they are telling me that information. This really helps someone like me who hasn’t a clue! Reviewed on: 2nd May 2024

Helpful people

5
When i got into debt they were really easy to talk to and make a plan for the future, and now I'm out of debt Reviewed on: 2nd May 2024

Friendly and none intrusive service

5
Friendly and none intrusive service Reviewed on: 2nd May 2024

good limit and fair interest rate

4
Helps when your in a pickle, good limit and fair interest rate Reviewed on: 2nd May 2024

Happy Vanquish customer

5
I’m a happy customer, I have been with Vanquis for a quite a long time, with no complaints Reviewed on: 2nd May 2024

Generally ok but never offered an increase to credit...

3
Generally ok but never offered an increase to credit in 4 years Reviewed on: 2nd May 2024

Best credit care company

5
From the minute I applied with Vanquis they have been so helpful and having the credit care has really helped me raise my credit score. I never have to worry with making massive payments back straight away as their recommend repayments back is always low. Reviewed on: 2nd May 2024

Good service, easy to use.

3
Good service, easy to use. Good for youngsters getting used to managing their money. Reviewed on: 2nd May 2024

It’s been ok.

4
It’s been ok.. I’ve had good responses when needed Reviewed on: 2nd May 2024

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