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Vanquis : Credit builder credit card reviews

4.73
Based on 26,694 reviews, last reviewed 20th May 2026
308300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Customer Service Very helpful and friendly. Keeps me updated on any new advantages eg credit limits and costs. Reviewed on: 20th May 2026
George H's avatar
George H

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26694)

Vanquish is a good company who offer fair interest r...

5
Vanquish is a good company who offer fair interest rate and with the quick check its so easy to see if youll be accepted . My credit isnt the best and vanquish still helped me Reviewed on: 2nd May 2024

Help when needed.

5
Help when needed. Friendly service. Reviewed on: 2nd May 2024

Fuss free- quick customer service!

5
Easy, quick service. Customer service is on point and no extra fuss. Highly recommend this company- they will not disappoint! Reviewed on: 2nd May 2024

I am using this card from last one year I never had...

5
I am using this card from last one year I never had any problem or issues using this card and I refer to my frnds also. Reviewed on: 2nd May 2024

Good and beautiful, it easy and great.

5
Good and beautiful, it easy and great. Reviewed on: 2nd May 2024

Meeting customers expectations with surprise

5
As a new customer to vanquish they met my expectation with surprise Reviewed on: 2nd May 2024

Helped so much with my credit score

5
Helped so much with my credit score Reviewed on: 2nd May 2024

I've always experienced streight forward service an...

5
I've always experienced streight forward service and ease of use. Reviewed on: 2nd May 2024

Very high interest rates and very low credit on the...

3
Very high interest rates and very low credit on the card, considering my other cards are in the £4000 region and Vanquis have kept mine at £500 for a couple of years. I don’t use Vanquis any more for these reasons. I do think you need to structure your business model differently. Fine to start of with these rates/limits for bad credit customers but things needs to change with their journey, or you will just lose them as a customer. Reviewed on: 2nd May 2024

A very easy and excellent service

5
A very happy and excellent service Reviewed on: 2nd May 2024

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