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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Plenty of email communication and the app is straigh...

5
Plenty of email communication and the app is straight forward. Reviewed on: 2nd May 2024

I had a bad credit rating before I applied for Vanqu...

5
I had a bad credit rating before I applied for Vanquis credit card my application was suscsefull and by doing this my credit ratings wen up I was able at sercure a mortgage to buy my own home without Vanquis I could not have done this Reviewed on: 2nd May 2024

This has been a very positive experience as before I...

5
This has been a very positive experience as before I joined my credit rating was very poor but vanquis has helped me improve that and I know have a excellent credit score Reviewed on: 2nd May 2024

Vanquis is a phenomenal company to deal with!

5
Vanquis is a phenomenal company to deal with! Making payment is so easy and quick to do. It is wonderful that you can access your account using the Vanquis app. As a bonus you can log into your account on the web as well directly from your computer. They also have a referral program! You are provided with a unique link to send to your friends. If your friends use your link once they use there card for the first time you are rewarded as well as your friend with £25.00 each! The app is so simple to use and has a bunch of useful features. Such as you can report your card if it is lost or stolen. In case your forget your cards PIN number you can view it in the app. Retrieve your card details from the app. One of my favourite features is being able to add your card to Google Wallet. That in itself is awesome! It is great being able to use your phone with contactless payments. It comes in super handy if you forget your Oyster Card at home or it needs to be topped up. I don't even use my Oyster Card anymore. I just tap my card or phone in jumping on a bus, so much more convenient. So what are you waiting for? Apply for your Vanquis Card, you will not regret it! Reviewed on: 2nd May 2024

My V Journey

3
I’m it’s been a long CC Journey with Vanquis Reviewed on: 2nd May 2024

Vanquis the right credit card to be in your wallet

5
Vanquis has keep me informed right from application through to receiving my card, on through the app and on to becoming a valued and respected customer, Vanquis have been nothing but exemplary in customer service and I would not hesitate in both using them but also recommend them to anyone, as Vanquis use the visa sign I have found this as a sign that my credit has not only improved but reached a height that as a customer I feel that working together with Vanquis we can both achieve goals and targets that other credit card companies can only sit in ore of what we achieve together Reviewed on: 2nd May 2024

Very friendly and good customer service and low inte...

5
Very friendly and good customer service and low interest rate when compared to others. Reviewed on: 2nd May 2024

Is been nice all this while using it

5
Is been nice all this while using it Reviewed on: 2nd May 2024

Great service, no issues with vanquis

5
Great service, no issues with vanquis Reviewed on: 2nd May 2024

It’s really easy to use and they give really good cr...

5
It’s really easy to use and they give really good credit! Reviewed on: 2nd May 2024

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