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Vanquis : Credit builder credit card reviews

4.73
Based on 27,077 reviews, last reviewed 21st May 2026
325500% increase in 5 star reviews
in the past 90 days
5000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Good costumer skills app is great Reviewed on: 21st May 2026
Jeffrey S's avatar
Jeffrey S

Latest lowest rating:

1

they are complete time wasters at vanquis they are complete time wasters at vanquis Reviewed on: 21st May 2026
PETER E's avatar
PETER E

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (27077)

New update on card..

5
Just got a £500 on my new balance and have used the card to buy many things and have had no problems. Excellent service. Reviewed on: 2nd May 2024

Interest through the roof rely on the needy and the...

1
Interest through the roof rely on the needy and the desperate can’t afford pay it off will not help you out never did with me when I was going through bad time can’t wait pay it off and move on from them. I bet this review doesn’t get used tho. Reviewed on: 2nd May 2024

Staff always poilte and willing to help

5
Staff always poilte and willing to help Reviewed on: 2nd May 2024

Brilhant !!!

5
Always very nice ! Was support me . Reviewed on: 2nd May 2024

Great Card

5
Never had any issues with this card. It has been a god send at times when family emergancies have happend. staff on customer services are always very helpful. It’s good to build credit up and they will start you on low amount of credit and it will build up. Also they ask if you want your credit increased rather than just doing it. very happy Reviewed on: 2nd May 2024

Supportive and easy to understand

5
I have been with Vanquis for a very long time now and turned to them when no other CC would accept me. I have since got other CC but stuck with Vanquis due to the ease and support they have provided. Reviewed on: 2nd May 2024

The best company and very friendly!

1
The best company and very friendly! Reviewed on: 2nd May 2024

not terrible, not brilliant

4
interest rate bit too high, could definitely be lower. payments take 3 working days to reach the balance, that is quite long time. surely the money is in within seconds, can only speculate what is happening to it for another 72 hours until reflects in balance. there are better credit card providers out there, but there are definitely worse ones out there too. Reviewed on: 2nd May 2024

Best credit card i have ever had pleasure of owning,...

5
Best credit card i have ever had pleasure of owning,easy to you use app and customer service very understanding in every situation Reviewed on: 2nd May 2024

Many years ago i had a poor credit score due to miss...

4
Many years ago i had a poor credit score due to missing bill payments in which I was declined most credit cards . But vanquis accepted me and j have enjoyed being able to use the credit to upgrade my home .The interest rates are high on larger amounts but I have tried to pay back more then the minimum amount to bring into balance down quicker. Also having this card has enabled me have a better credit score all around . Reviewed on: 2nd May 2024

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