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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Vanquis is a very good card company

5
Vanquis is a very good card company Reviewed on: 2nd May 2024

Excellent customer service, easy and approachable.

5
Excellent customer service, easy and approachable. Reviewed on: 2nd May 2024

Very helpfull customer service .

5
Very helpfull customer service . I can use my card where i want. Get regular updates. Reviewed on: 2nd May 2024

Was good until you hit an issue.

1
Was good until you hit an issue. All was well until I couldn’t pay the last bill. phoned Vanquis told them the situation that I am awaiting a universal credit decision and cannot afford to pay at the moment. despite that I am now receiving 2 calls per day it’s bordering harassment. Won’t be recommending Vanquis to anyone now. Reviewed on: 2nd May 2024

Great service.

5
Great service. Easy to Manage account Reviewed on: 2nd May 2024

Having not had a credit card before so not a good cr...

5
Having not had a credit card before so not a good credit score, however now my credit score is very good. Reviewed on: 2nd May 2024

Fantastic app that sends reminders when payment is due!

5
Fantastic app that sends reminders when payment is due! So no chance of forgetting to pay on time. Great service! Reviewed on: 2nd May 2024

Clear information

5
Clear information on rates. A quick easy response on the phone Reviewed on: 2nd May 2024

Been with vanquis for fifteen years always paid what...

2
Been with vanquis for fifteen years always paid what was asked, apart from covid. Got a letter to say I was in debt in as much as I had paid more in fees and interest then what I had borrowed. Could it be that the interest rate has gone from 17% to 42% how offensive is that Reviewed on: 2nd May 2024

The Lady on the Phone help me Really well

5
The Lady on the Phone help me Really well Reviewed on: 2nd May 2024

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