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Vanquis : Credit builder credit card reviews

4.73
Based on 26,869 reviews, last reviewed 20th May 2026
316300% increase in 5 star reviews
in the past 90 days
4700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

My experience being a customer for long time is bril... My experience being a customer for long time is brilliant. Reviewed on: 20th May 2026
Cyril G's avatar
Cyril G

Latest lowest rating:

1

It WAS a great credit card... It was a great credit card until you brought in facial recognition - for "ID purposes" there's no way I'm uploading my photo over the internet - just ... Read more Reviewed on: 20th May 2026
Lisa's avatar
Lisa

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (26869)

Vanquis gave me a lifeline

5
At a time in my life when I had nothing Vanquis gave me a lifeline. They believed in me and gave me that first step in to a new life Reviewed on: 1st May 2024

very helpful and very polite and knowledgeable

5
very helpful and very polite and knowledgeable Reviewed on: 1st May 2024

Useful card and company has good communication

5
Useful card and company has good communication Reviewed on: 1st May 2024

5 star from me

5
really good and helpful always there to help in anyway possible. Reviewed on: 1st May 2024

I had a poor credit rating due to a relationship bre...

5
I had a poor credit rating due to a relationship breakdown, I still had choices of cards to build my credit rating back up. I researched cards and interest rates and because of the APP capabilities and interest free offer to me, I decided on Vanquis. The APP they offer allowed me to pay more some months and less others, the flexibility of payments was so good and gave me an incentive to pay off the debt quicker. The flexibility, the prompts that payments are due annd other updates from Vanquis helped me feel in control. My credit score is now brilliant and that is thanks to the prompt updates to my credit reports , hints and tips that Vanquis offer. I am now back to normal and as I’ve said my credit score has been boosted by this card. Thank you Vanquis. The App is so good I didn’t need to call, but if I did as a worker they have great opening times. Reviewed on: 1st May 2024

Always help me.

5
Always help me.very good card. Staff very good. Sometimes money not in my account, I am late paying not extra. Reviewed on: 1st May 2024

Good card to rebuild your credit score appreciate th...

5
Good card to rebuild your credit score appreciate the good credit limit very helpful when your paying off a large debt especially on a 0% promotional.rate Reviewed on: 1st May 2024

Sorted once sorted

5
Had a few problems with a new card, but once sorted excellent Reviewed on: 1st May 2024

good start then poor

4
Great to have a company that can help build credit and I understand that due to the risks involved with that the interest rates are higher. But once built the rates is so uncompetitive the only reason I keep it is so as not to drop my total available credit reported. Reviewed on: 1st May 2024

Always been great very easy to apply support all the...

5
Always been great very easy to apply support all the way down the line very good customer service the app is so straight forward too and a grea tall round card and service Reviewed on: 1st May 2024

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