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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

The interest rates are too high but other than that...

4
The interest rates are too high but other than that a good provider Reviewed on: 2nd May 2024

Always there

5
Have always been supportive and so easy and friendly to use. The App gives me all the information I need and so easy to see my account details and make payments swiftly Reviewed on: 2nd May 2024

I have had my vanquis card for about 7 years now, it...

5
I have had my vanquis card for about 7 years now, it has helped build my credit score and the interest is not extortionate. I also like how they ask if you would like a limit increase instead of just automatically increasing it so therefore you can stay within your means and budget. Reviewed on: 2nd May 2024

GOOD CARD AND HAPPY TO USE AS REQUIRED

5
GOOD CARD AND HAPPY TO USE AS REQUIRED Reviewed on: 2nd May 2024

Great credit card

5
Like with all credit cards, if you can use it sensibly then it's ok. Vanquis is a brilliant card for building up your credit rating. As long as you're using it properly, there's no issues at all. I've not actually had any issues and I've used them for a very long time. Reviewed on: 2nd May 2024

always helpful app is so easy to use

4
always helpful app is so easy to use Reviewed on: 2nd May 2024

Easy to use the card and excellent rate

5
Easy to use the card and excellent rate Reviewed on: 2nd May 2024

Thank you Vanquis

5
Very good customer service and Vanquis has helped me to rebuild my credit score and to manage my money. Thank you so much. Reviewed on: 2nd May 2024

Good for building credit.

5
Good for building credit. Excellent app to manage account. Reviewed on: 2nd May 2024

Prompt response to any questions

4
Prompt response to any questions Reviewed on: 2nd May 2024

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