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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28696 reviews)

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4.73

Based on 28,696 reviews, last reviewed 24th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28696)

Easy to use app and friendly, helpful staff

Very helpful friendly staff on the phone with short wait times. Easy to use app. Feel very happy with the service overall Reviewed on: 2nd May 2024

New Card

Overall great service provided and easy application process . Easy access to online service Reviewed on: 2nd May 2024

All good so far no problems at all

All good so far no problems at all Reviewed on: 2nd May 2024

I've had this credit card for almost 5 years.

I've had this credit card for almost 5 years. In that time my credit has gone from bad to excellent by paying off the balance each month. Vanquis have also given me 3 credit increases, so it is nice to now have a decent buffer of credit there if I really need it. I've disputed a payment once and the customer service I received was great. Highly recommend. Reviewed on: 2nd May 2024

I find using the app very easy.

I find using the app very easy. I am able to access everything I need. Reviewed on: 2nd May 2024

Good experience with Vanquis Credit Card

My experience with Vanquis Credit Card has been nothing short of exceptional. From the moment I signed up, I've been consistently impressed by the level of service and support they provide. Using my credit card from Vanquis Credit Card has made managing my finances effortless and convenient. Whenever I've had questions or needed assistance, the customer service representatives at Vanquis Credit Card have always been knowledgeable, courteous, and responsive. I feel confident and secure knowing that my transactions are protected. Overall, I would highly recommend Vanquis Credit Card to anyone looking for a reliable and trustworthy credit card provider. Thank you, Vanquis Credit Card, for consistently delivering excellent service. Reviewed on: 2nd May 2024

Card received and App usage

Once card received which seemed to take an age but it was the postal system, easy to activate. I now use the app online on my phone which is fingerprint security protected, which I think is brilliant I can see what I am spending and who with so much better that waiting forever to get bank statements. I hope to get my credit increased soon as want to get rid of a couple of old cards that I have, Reviewed on: 2nd May 2024

Applying

Was easy to apply for and explained everything easy to understand Reviewed on: 2nd May 2024

Raised my interest rates 3 times in the space of 12...

Raised my interest rates 3 times in the space of 12 months. I believe this was because I had a high balance due and Vanquis were trying to capitalise on that, which is absolutely disgusting. I've paid off this card in full as a result of Vanquis' greed. Reviewed on: 2nd May 2024

Good Service

Have used on a few occasions and had good service every time Reviewed on: 2nd May 2024

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