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Vanquis : Credit builder credit card reviews

4.73
Based on 28,696 reviews, last reviewed 24th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

Because customers service is very polite Because customers service is very polite Reviewed on: 24th September 2026
Gugulethu 's avatar
Gugulethu

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28696)

Good value for money.

4
Good value for money, interest rates are reasonable. Only problem that I have is that it takes 2 days to process payments which has resulted in fines for me before but that may be more on my time management problems Reviewed on: 2nd May 2024

All i did was tried to change my phone number on my...

1
All i did was tried to change my phone number on my account and to do so i have to send face pic?????? Why is this as it does nothing for security and what is the point as i could send a pic of anyone????????? Reviewed on: 2nd May 2024

Overall experience is excellent from credit increase...

5
Overall experience is excellent from credit increases to communication.. Reviewed on: 2nd May 2024

Easy to apply and use

5
Easy to apply and use not had to contact customer support so all is good recommend Reviewed on: 2nd May 2024

Never have any issues and have used my card in numer...

5
Never have any issues and have used my card in numerous places and numerous countries Reviewed on: 2nd May 2024

Vanquis Card

5
Any time I have to speak to they are always very helpful friendly and always gets it sorted Reviewed on: 2nd May 2024

App easy to use and easy to see transactions feels s...

5
App easy to use and easy to see transactions feels secure and credit increases have been gradual which feels like my use of credit is being carefully managed Reviewed on: 2nd May 2024

Help when I needed it

4
Helped to rebuild my credit score and get back on my feetwhen I needed it Reviewed on: 2nd May 2024

A great credit building credit card

5
When my credit was really bad Vanquis accepted me and I have now started to re build my credit score and its partly thanks to Vanquis, I am now able to get a loan should I need to at a much lower interest rate than I was being offered before I started using the Vanquis credit building credit card, thank you Vanquis I would and have recommended you to both family and friends Reviewed on: 2nd May 2024

Always happy to help

5
Always happy to help you with any questions or concerns 2nd to none Reviewed on: 2nd May 2024

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