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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

helpful and always go the extra mile to help solve a...

5
helpful and always go the extra mile to help solve any financial problems i have encountered. thank you. Reviewed on: 2nd May 2024

I am happy using Vanquis app.

5
I am happy using Vanquis app. it is easy to use, great appearance, one can navigate easily to payment page etc. Reviewed on: 2nd May 2024

Pretty nice offers and service, maybe a little too h...

4
Pretty nice offers and service, maybe a little too high interest rate, but it's not that bad compared to other offers Reviewed on: 2nd May 2024

Overall experience is good.

5
Overall experience is good. The interest rate should be cheaper. The competition has better rates. Reviewed on: 2nd May 2024

Vanquis customer service is second to none.

5
Vanquis customer service is second to none, whenever I have called them, I have found them to be very friendly and extremely helpful. They increased my credit limit and reduced my interest rate, which I'm very grateful for. 5 stars from me. Reviewed on: 2nd May 2024

Extremely easy to use, app is clearly set out.

5
Extremely easy to use, app is clearly set out. Reviewed on: 2nd May 2024

Had 2 credit increases in the past year!

5
Had 2 credit increases in the past year! Reviewed on: 2nd May 2024

Easy to use , interest rates a bit high but other th...

4
Easy to use , interest rates a bit high but other than that no issues on my end Reviewed on: 2nd May 2024

Excellent customer service

5
I've never had any problems with them and whenever I have needed help with my bills they are very helpful. I have been put on a break before when I lost my job and had a payment once on hold. They are easy to deal with on the phone too. Reviewed on: 2nd May 2024

Very poor experience.

1
Very poor experience. I was invited to apply for a credit limit increase, which I did not particularly need, but decided to apply for as it may have been useful sometime in the future. I was then made to jump through hoops in terms of providing evidence of income, and then turned down with no explanation. A thorough waste of time for something I wasn't bothered about having in the first place! Reviewed on: 2nd May 2024

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