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Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

They’re an amazing company who help!

5
They’re an amazing company who help people out with what they need at terrific rates! Reviewed on: 2nd May 2024

It's great to have credit with this company, it's ve...

5
It's great to have credit with this company, it's very satisfactory, it helps me a lot with various expenses Reviewed on: 2nd May 2024

I called end of 2023 about a debit charge of £7.

4
I called end of 2023 about a debit charge of £7.99 for delivero. This was credited back to the account. However, I never received the letter from you regarding my complaint that I had declined the transaction in the app and her Vanquis still charged me. Reviewed on: 2nd May 2024

I have had Vanquis for a number of years and it’s ve...

5
I have had Vanquis for a number of years and it’s very easy to use with the ease of contact details to call if you need to however interested payments rates are high. but do not stop this from making the approach to vanquis as you are able to freeze your card and get support if you need whilst I think the first year the interested rates are significantly lower which you can expect anywhere. Reviewed on: 2nd May 2024

Recommend!

5
Excellent customer service and support. Very happy with Vanquis and would definitely recommend to others Reviewed on: 2nd May 2024

Easiest app to use, perfect utility’s within the app...

5
Easiest app to use, perfect utility’s within the app, easy process of sign up and able to choose repayments, highly recommended Reviewed on: 2nd May 2024

Bad experience, I also have an account with new day,...

2
Bad experience, I also have an account with new day, compared to new day Vanquis is poor, they have a lot of catching up to do. The team seems confused and don’t seem to know what they are doing. Reviewed on: 2nd May 2024

Good service

5
Had great experience until now,seems to be a problem with links to apply when offered a new loan Reviewed on: 2nd May 2024

Easy to deal with

5
Very easy to talk at customer service, solves any issues quickly good contact Reviewed on: 2nd May 2024

i like how vanquis helps you build up your credit sc...

5
i like how vanquis helps you build up your credit score along the way especially if your young Reviewed on: 2nd May 2024

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