Write a review

Newsletter

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28695 reviews)

View other Vanquis products

4.73

Based on 28,695 reviews, last reviewed 1st Sep 2026

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (28695)

helped me when my credit was poor.

Vanquis really helped me when my credit was poor. I just finished an IVA and was starting my fresh credit jounry. Thanks to the offer you provided I am now in a much better position with other lenders offering me credit and score now back to being very good. Thank you for your service and trust. Reviewed on: 2nd May 2024

Fast Excellent service willing to help,no problem...

Fast Excellent service willing to help,no problem to big Reviewed on: 2nd May 2024

They alway have excellent customer service, whenever...

They alway have excellent customer service, whenever you call there always someone to address your problem. Reviewed on: 2nd May 2024

Surprising fact

I did not even know that Vanquis was a credit building credit card. I thought that if one cleared the account in full every month all other form of credit would do that. Reviewed on: 2nd May 2024

Very friendly staff customers service is great and e...

Very friendly staff customers service is great and everything is clear easy to use app Reviewed on: 2nd May 2024

Very good service.

Very good service. In time when you need with all the support. Reviewed on: 2nd May 2024

I choosed Vanquis a few years ago, but I did not reg...

I choosed Vanquis a few years ago, but I did not regret. The app works fine Reviewed on: 2nd May 2024

Brilliant Credit Card

I've been using Vanquis credit card for 4 years, and overall, my experience has been positive. Here are the key points from my experience: **Pros:** - **Rewards Program:** The rewards program is very generous, offering cashback/points/miles on purchases. I’ve been able to redeem rewards for travel, statement credits, gift cards which has been a great benefit. - **Customer Service:** Whenever I've had questions or issues, the customer service team has been friendly and helpful. My problems have been resolved quickly. - **Interest Rates and Fees:** The interest rates are competitive compared to other cards, and I appreciate the transparency with fees. The annual fee is reasonable for the benefits I receive. - **Online Platform:** The online banking platform is easy to navigate and allows me to manage my account effectively. I also enjoy the mobile app, which makes it simple to keep track of my spending. **Cons:** - **Approval Process:** The approval process was straightforward, but I did experience a slight delay in receiving my card. It would have been nice to have it a bit sooner. - **Credit Limit:** Initially, my credit limit was lower than expected, but it has since increased over time as I’ve demonstrated good usage. In conclusion, I would recommend the Vanquis credit card to those looking for a [rewards/cashback/travel] card with excellent customer service and a user-friendly online platform. There’s always room for improvement, but my experience has been largely positive. Reviewed on: 2nd May 2024

Once I got the app back on my phone, there's no one...

Once I got the app back on my phone, there's no one better. Reviewed on: 2nd May 2024

Been with Vanquis for years.

Been with Vanquis for years. I have always paid on time. And not once have a been considered for a credit increase And when I email you directly, I get nothing back Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Extra Card (discontinued)
from Capital One 4.08 from 6 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews
American Express Credit Card
from American Express 3.62 from 121 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.86 from 1254 reviews
Aquis Card
from Vanquis 4.45 from 44 reviews
Credit card
from Vanquis 4.35 from 601 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub