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Vanquis : Credit builder credit card reviews

4.73
Based on 28,651 reviews, last reviewed 13th Jun 2026
396100% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The new Vanquis app is easy to navigate around and... The new Vanquis app is easy to navigate around and my experience with customer service was good when I first had a problem setting it up, always get ... Read more Reviewed on: 13th June 2026
Pamela Shallcross's avatar
Pamela Shallcross

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28651)

From applying to the card and setting everything was...

5
From applying to the card and setting everything was easy and swift Reviewed on: 1st May 2024

Excellent customer service

5
Excellent customer service, help you with whatever you require advice with. Check in with you regularly and provide statements. Email you with any updates or information you need. Reviewed on: 1st May 2024

Very good and excellent service.

5
Very good and excellent service.no hidden charges Reviewed on: 1st May 2024

Helped a lot

5
Hassle free credit card and manageable through the app Reviewed on: 1st May 2024

Having been a customer for some years , i rarely use...

4
Having been a customer for some years , i rarely use my card but not had a bad customer experience. Reviewed on: 1st May 2024

Rebuilding you credit...

5
They offer you the opportunity to rebuild your credit rating, in doing so helping you to manage you expenditure. Reviewed on: 1st May 2024

A review which has been kept for several years

5
Dear Vanquis Team, I’ve been using Vanquis since I was a student. Back in that time as an international student, I was not eligible for many credit card providers. Fortunately my application for Vanquis got approved and I initially had £500 credit. Because I’ve always been using it sensibly, my credit limit increased a few times in the first few years. It helped me a lot as I did not have much savings as a student. Now I’ve been working nearly 4 years and my limit has increased to £5000. My credit score is excellent because they are able to track my credit history with Vanquis, which is a huge benefit that I was not aware. In the past 7/8 years, I’ve lost my credit cards twice and it got stolen once. The customer service line is always easy to get through and new card is issued very quickly, usually get it in a week time. I also had a scam once which eventually was refunded back to me with the help of Vanquis. Every-time when I get through a manager they come across very polite and helpful. I could not remember how many people I’ve recommended Vanquis for! Im writing this review as I genuinely want to thank all the team members from Vanquis. You’ve done an amazing job! Thank you for accepting my application in the first place. Since I started working - I got lots of credit card providers reached out for credit card registration, but I’ve never changed and never thought about changing. It’s like a friend who helped you out when you were down! When you are doing well, you’d never forget about them and always feel grateful! All the best with the business:) best wishes, Lingmin Reviewed on: 1st May 2024

HANDY CARD

4
Easy to use app good all round service Reviewed on: 1st May 2024

Needed a break in payments when I was sick and they...

5
Needed a break in payments when I was sick and they helped me alot Reviewed on: 1st May 2024

Except for the high interest charges, vanquis is a g...

4
Except for the high interest charges, vanquis is a good credit card. Reviewed on: 1st May 2024

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