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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28649 reviews)

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4.73

Based on 28,649 reviews, last reviewed 13th Jun 2026

396000% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

Help my Family to a Better Future I started with very bad credit, over the years with Vanquis I have been able to improve the way I look at money and spending. My credit is not yet whe... Read more Reviewed on: 13th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28649)

Not great

Good for starting to build your credit but then drop your limit without consultation even if you have been paying well over the minimum payment and have never missed a payment Reviewed on: 1st May 2024

It has helped me build my credit score and helped wi...

It has helped me build my credit score and helped with bills too when needs must Reviewed on: 1st May 2024

Vanquis have been very good at reminding me for paym...

Vanquis have been very good at reminding me for payment Reviewed on: 1st May 2024

Helpful compaqny

Vanquis put me on the road to recovery after a rocky period in my life. Reviewed on: 1st May 2024

Helpful banking

Transparent and clear T&C very helpful helped me get back on travk Reviewed on: 1st May 2024

My first credit card.

I was new in United Kingdom vanquis is my first credit card in this country its help me allot to build my credit score and i can’t believe i am doing well and i have good credit limit also. Vanquis app its too easy and helpful also when you call they help you and response quickly that’s i love about vanquis. Reviewed on: 1st May 2024

Low payments that’s good for my budget .

Low payments that’s good for my budget . Easy app to navigate. Reviewed on: 1st May 2024

Card review

Interest rate is high and no limit increase for years. Only use the card as a 2nd or 3rd option Reviewed on: 1st May 2024

High interest rates and my limit has very rarely inc...

High interest rates and my limit has very rarely increased in the approx 13 years I’ve had the account Reviewed on: 1st May 2024

Best credit card to build your credit history

This is the first card I got to build my credit history it started with a higher Apr but eventually over time once I built a good credit history they increased my credit limit and lowered mu Apr and the customer service along with the mobile app Exceptional would highly recommend to a person looking to start out building there credit history. Reviewed on: 1st May 2024

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