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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28627 reviews)

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4.73

Based on 28,627 reviews, last reviewed 7th Jun 2026

394950% increase in 5 star reviews

in the past 90 days

5700% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

4

Excellent customer service and skilled team of staff. Excellent customer service and skilled team of staff. Fantastic service details and good courtesy service Reviewed on: 7th June 2026

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28627)

A Positive Experience with Vanquis.

A Positive Experience with Vanquis Credit Building Card, with Room for Improvement. Rating: ★★★★☆ (4/5) I am writing this review to share my overall positive experience with the Vanquis Credit Building Card. As someone who was looking to rebuild my credit score, this card has been a valuable tool in helping me achieve that goal. However, I do believe that there is room for improvement, particularly in providing more perks for loyal, long-term users who have managed their cards responsibly. First and foremost, I must commend Vanquis on their customer service. From the moment I applied for the card, their representatives were helpful and informative, guiding me through the application process with ease. They were patient in addressing my questions and concerns, ensuring that I fully understood the terms and conditions of the card. This level of customer service continued even after I received the card, as their support team promptly responded to any inquiries or issues I had along the way. The Vanquis Credit Building Card has undoubtedly served its purpose in helping me rebuild my credit score. By using the card responsibly and making timely payments, I have seen a gradual improvement in my creditworthiness. The option for a manageable credit limit, tailored to my financial circumstances, has been particularly beneficial in ensuring that I can use the card responsibly without falling into debt. One area where I believe Vanquis could enhance the card's offering is by providing more perks for long-term users. As someone who has consistently maintained my card in excellent order, I feel that there should be additional incentives or rewards for customers who have demonstrated responsible credit management over an extended period. Introducing benefits such as more frequent increased credit limit offers, lower interest rates, or cashback rewards could be a great way to recognize and reward loyal users, further motivating them to continue using the card responsibly. In terms of accessibility, the Vanquis mobile app and online portal have been intuitive and user-friendly. They provide easy access to account information, transaction history, and payment options. The ability to manage my card digitally has been convenient and has helped me stay on top of my finances efficiently. Overall, my experience with the Vanquis Credit Building Card has been positive. It has helped me rebuild my credit score, and I appreciate the attentive customer service and user-friendly digital platforms. However, I believe that implementing more perks for long-term users who have maintained their cards in great order would be a valuable addition to the card's offering, encouraging continued responsible credit management and rewarding loyal customers. In conclusion, the Vanquis Credit Building Card is an excellent option for individuals looking to rebuild their credit. With its helpful customer service, manageable credit limits, and user-friendly digital platforms, it provides a solid foundation for credit improvement. By considering the addition of more perks for long-term users, Vanquis can further enhance the card's appeal and recognize the efforts of customers who have demonstrated responsible credit management over time. Disclaimer: This review is based on my personal experience and opinion with the Vanquis Credit Building Card. Individual experiences may vary. Reviewed on: 1st May 2024

Smooth process.

Smooth process. Application process was smooth, great value for money Reviewed on: 1st May 2024

Great experiance so far ,it would be great if its o...

Great experiance so far ,it would be great if its offers reward points for every spend Reviewed on: 1st May 2024

Such am easy service to use, good app to utilise.

Such am easy service to use, good app to utilise. Pay off extr with no problem. Easy to see statements Reviewed on: 1st May 2024

Excellent Vanquis

My experience with Vanquis is excellent and recommended for everyone to access a credit card. Easy to acces and easy to accept fir a new credit. Reviewed on: 1st May 2024

Overall good experience

Easy to use app. Good, quick customer service. Reviewed on: 1st May 2024

I am happy to have vanquis credit card because of th...

I am happy to have vanquis credit card because of their clear terms and conditions in the signed agreement. The app interface is superb and it is user friendly. The F.A.Q section practically have every information I need to run my credit card hence less or no need to use help service or call. Very easy to get credit limit increase with good money management habits. If you need credit card. Go for vanquis Reviewed on: 1st May 2024

Nice to be able to speek to someone when you have a...

Nice to be able to speek to someone when you have a problem instead of a machine Reviewed on: 1st May 2024

Good services at all.

Good services at all. I'm very happy with Vanquis Reviewed on: 1st May 2024

I'm very happy with the vanquish card.

I'm very happy with the vanquish card. As it helped me to build my credit score. Reviewed on: 1st May 2024

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