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Vanquis : Credit builder credit card reviews

4.73
Based on 28,626 reviews, last reviewed 7th Jun 2026
394950% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

I’ve had a positive experience using the Vanquis app. I’ve had a positive experience using the Vanquis app. The app is easy to navigate and makes managing my credit card straightforward. I can quickly che... Read more Reviewed on: 7th June 2026
jhansi j's avatar
jhansi j

Latest lowest rating:

1

Man this is worst credit card I haven received my ca... Man this is worst credit card I haven received my card my money is missing from my card there response was very very bad still I didn’t get my claim a... Read more Reviewed on: 25th May 2026
Vishnu V's avatar
Vishnu V

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28626)

Vanquis was my first credit card.

5
Vanquis was my first credit card..Before I applied for a Vanquis card , I couldn’t get credit anywhere and now my credit is as high as it has never been Reviewed on: 1st May 2024

Having had no problems I can't really comment .

5
Having had no problems I can't really comment ..... Good people to deal with. Reviewed on: 1st May 2024

didnt change even though never missed payment still...

1
didnt change even though never missed payment still treat me bad eve though never been bad with you Reviewed on: 1st May 2024

good app easy to monitor - monthly spending and remi...

5
good app easy to monitor - monthly spending and reminders are useful for payments Reviewed on: 1st May 2024

Decent card, brilliant app for management!

5
Decent card, brilliant app for management! The app lets you do everything you’d need to do and is much better than some of the others. Reviewed on: 1st May 2024

Brilliant service and great customer care as well

5
Brilliant service and great customer care as well Reviewed on: 1st May 2024

Lifeline

5
Vanquis gave me a lifeline I one of the most difficult times of my life. I was stuck in a domestic abusive relationship that impacted all areas of my life, I could only work agency , flexi as I could not commit full time permanent. This then impacted me financially and unable to get credit. Vanquis was the only provider who gave me a chance and offered me £500 limited. When you have little this feel like alot. It really helped in emergency situations. One month after being brutally assaulted I had no money to pay my bull. I contacted vanquis to apologise and explain my situation and I remember how embarrassed I felt. They were so good to me and really empathise with my situation I got hold on account for a month. They also sent me a bouquet of flowers with a really warm message , I cried buckets. At a time in such distress to receive such a nice gesture and encouragement of support it helped me so much, I feel emotional writing this it takes me back to a darker time in my life when I was given very little support. And at the toughest times iys true whay they say any little helps. I still hold a vanquis card today 10 years on increase limit. Once I manage to flee my dv situation I was able to work full time and improve my financial wellbeing. Vanquis gave me a lifeline and I am forever grateful. Reviewed on: 1st May 2024

Responsive

5
Always a good experience with Vanquis, customer service helpful and friendly Reviewed on: 1st May 2024

Great app , shows clear payments & due date balance...

5
Great app , shows clear payments & due date balances and transactions etc great customer service too Reviewed on: 1st May 2024

My account with Vanquis since 10years very good cust...

5
My account with Vanquis since 10years very good customer service Reviewed on: 1st May 2024

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