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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Excelltent customer service

5
Required a credit card to complete a balance transfer from other accounts and it was mace so much easier by the great customer servixe team Reviewed on: 10th July 2025

Always willing to help where they can

5
Always willing to help where they can Reviewed on: 10th July 2025

Good experience best service best card

5
Good experience best service best card Reviewed on: 10th July 2025

Vanquis has helped significantly with building my cr...

5
Vanquis has helped significantly with building my credit and has never been an issue in the 5 years of using it Reviewed on: 10th July 2025

Excellent card good service will recommend game

5
Excellent card good service will recommend game Reviewed on: 10th July 2025

Very good experience

5
Very good experience, easy to pay monthly. Reviewed on: 10th July 2025

Easy to use app, okay interest rates and was easy to...

5
Easy to use app, okay interest rates and was easy to apply for. I had an issue with my card as pin I entered was correct as checked on app but requested new one was delivered straight away. The replacement card was easy to set up, no hassle and quick. Reviewed on: 10th July 2025

FAST DELIVERY

5
It was very easy to apply for and the card was delivered really quickly Reviewed on: 10th July 2025

Great second chance

5
My second ever credit card, really great service have been with the company for years now. Good value for money, whilst giv8ng me a second chance to re build my credit. Reviewed on: 10th July 2025

Mrs p Kaur

5
Always good help so many times Reviewed on: 10th July 2025

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