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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

I wish credit increases happen faster

5
I wish credit increases happen faster Reviewed on: 20th May 2026

Good all rounder

4
I've had a credit card with Vanquis for a number of years now- it's handy, the credit limit is spot on, the newly improved app is easy to use and is generally a good all round card. Reviewed on: 20th May 2026

Excellent credit card & customer service

5
Vanquis has been an amazing card to have in order to build credit. Also has great customer service. Reviewed on: 20th May 2026

I have been using this card for a while now and neve...

5
I have been using this card for a while now and never had any issues. Reviewed on: 20th May 2026

First rate service

5
Over the years I have enjoyed excellent service far above and beyond others Reviewed on: 20th May 2026

Really easy to speak to and resolve issues

5
Really easy to speak to and resolve issues Reviewed on: 20th May 2026

Card you can rely on

5
They always been fair and positive with me when dealing with my finances. I wouldn’t hesitate in recommending them. Reviewed on: 20th May 2026

For building or repairing credit history very valua...

4
For building or repairing credit history very valuable not the cheapest but invaluable for someone with a poor or sketchy credit history Reviewed on: 20th May 2026

Great card and good benefits really easy app to use...

5
Great card and good benefits really easy app to use and good communication with the team Reviewed on: 20th May 2026

Easy to use , website easy to navigate

5
Easy to use , website easy to navigate Reviewed on: 20th May 2026

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