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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Very convenient and swift to make the payment, I wou...

Very convenient and swift to make the payment, I would like to see this card with all card users Reviewed on: 20th May 2026

i'm using vanquis from last 1 year i used multiple t...

i'm using vanquis from last 1 year i used multiple time and it helps me in my tough time Reviewed on: 20th May 2026

After having bad credit I used my Vanquis card to bu...

After having bad credit I used my Vanquis card to build my credit score. It was easy, customer service are always helpful. Reviewed on: 20th May 2026

I have never experienced any issues using Vanquis.

I have never experienced any issues using Vanquis. Always informs me of there products and services available to me.. Keeps me updated regarding my account and the Vanquis app is very easy to use and to navigate. Reviewed on: 20th May 2026

When I was ill with a brain tumour Vanquis were very...

When I was ill with a brain tumour Vanquis were very concerned and helpful and saw me through for a long time Reviewed on: 20th May 2026

I’ve been really happy with my experience using Vanq...

I’ve been really happy with my experience using Vanquis credit card. Anytime I’ve needed help, especially when I had questions about the new app, the customer service team have been easy to reach and genuinely helpful over the phone. They explained things clearly and didn’t rush the call, which made it a lot less stressful when I wasn’t sure what I was doing. Everyone I spoke to was polite, patient, and professional. The app itself is also straightforward once you get used to it, and having support available when I needed it made a big difference. Overall, I feel looked after as a customer and I’m happy with the service I’ve received so far. Reviewed on: 20th May 2026

Vanquish are great

Easy to apply easy to communicate if needed. Always answering any questions quickly. Always there to help if in difficulty. The app is very easy to use as well Reviewed on: 20th May 2026

Vanquis credit card review

I’ve been using the Vanquis Credit Card for a while now, and overall it’s been a genuinely positive experience. It’s especially useful if you’re trying to build or rebuild your credit history, which is exactly why I applied in the first place. What stood out to me most was how quick and straightforward the application process was. I got a decision fast, and the app made it easy to get everything set up. The Vanquis mobile app is actually one of the best parts — it’s clear, simple to navigate, and makes it easy to track spending, set reminders, and make payments without any stress. There are a couple of drawbacks worth mentioning. The APR is on the higher side, so this card works best if you’re paying off your balance in full or keeping it low. It’s definitely not the cheapest option for carrying long-term debt. But to be fair, Vanquis is very clear about this upfront, and it’s expected with credit‑building cards. Overall, I’d say Vanquis is a reliable, transparent, and helpful option if you’re looking to improve your credit score and want an app that makes managing your account easy. As long as you use it responsibly, it does exactly what it promises. Reviewed on: 20th May 2026

I have been happy with the service from Vanquis.

I have been happy with the service from Vanquis. I have been able to use my card for emergencies and it's a great way to build your credit. Reviewed on: 20th May 2026

Always have good experience when dealing with custom...

Always have good experience when dealing with customer services Reviewed on: 20th May 2026

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