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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Amazing limit

5
They increase my credit limit by alot. Amazing Reviewed on: 20th May 2026

Very rarely use my card and payoff IN FULL.

5
Very rarely use my card and payoff IN FULL. when you offer to increase my amount of credit I have been refused . The reason never explained probably if I was paying it up you would increase it but as I only use it for on line holidays I'm deemed as a bad risk. Reviewed on: 20th May 2026

Good service...

5
Always received a good positive service when I have contacted their agents... Reviewed on: 20th May 2026

Excellent Customer Service

5
Always informative and nice people to deal with excellent customer service Reviewed on: 20th May 2026

Vanquish really do help with credit building ,all in...

5
Vanquish really do help with credit building ,all information is clearly described on the new vanquis app, very helpful customer service and support . Your account is well monitored and vanquis inform you if you are nearing your limit ,and give easy payment options Reviewed on: 20th May 2026

Spending has gotten out of control.

1
Spending has gotten out of control. I have contacted vanquis but they couldn't do anything to help. Now I have a debt that I can never get rid of! Whatever. Reviewed on: 20th May 2026

I have been a Vanquis customer for a long time.

5
I have been a Vanquis customer for a long time. I have always felt secure knowing they are there should I need anything. Excellent customer service and regular reminders which keep me on track. Very happy to reccommend Vanquis. Thank you. Kath Rimmer Reviewed on: 20th May 2026

Great service

5
Great card to help with credit score Reviewed on: 20th May 2026

All good i have a vanqis card used it payed off a fe...

5
All good i have a vanqis card used it payed off a few times know and all good Reviewed on: 20th May 2026

This card has been very handy for purchasing things...

5
This card has been very handy for purchasing things through the month till payday Reviewed on: 20th May 2026

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