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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Great service 100%

5
I am very happy with vanquis they are always on top of fraudulent activity and are very polite when explaining why fraud happens and how to protect my account I have always been spoken too clearly and I have found my account easy to manage with the app on my phone Reviewed on: 20th May 2026

Great built my credit score fast

5
Great built my credit score fast Reviewed on: 20th May 2026

The Credit Card to depends on with help always on hand

5
Help is always on hand via the app I enjoy how easy it is to use with all my purchases and spending large sums Vanquis contacts me to confirm I like it Reviewed on: 20th May 2026

Needed to upgrade my card did it with 0 hassle...

5
Needed to upgrade my card did it with 0 hassle Reviewed on: 20th May 2026

Good companyn the 5 years I've b...

5
Easy to use and always helpful in the 5 years I've been with them I've never had a proble Reviewed on: 20th May 2026

Easy to use simple.

4
Easy to use simple. The app is informative but easy to navigate. Reviewed on: 20th May 2026

I’ve had a positive experience with the Vanquis Cred...

5
I’ve had a positive experience with the Vanquis Credit Builder credit card so far. The application process was straightforward and I received a decision quickly. It’s been useful for helping me improve my credit score by making regular payments and keeping within my limit. The app is easy to use and lets me keep track of my spending and payments without any issues. The interest rate is quite high, so I make sure to pay the balance off where possible, but overall it’s a good option for anyone looking to build or rebuild their credit history. Reviewed on: 20th May 2026

Great Option For Bad Credit People

5
I met Vanquis when I was at bad credit and Vanquish was only company that gave me a chance, helped me build a good credit history again, Most importantly their interest rate is not crazy , not like other companies who take advantage of your situation. I really appreciate . Reviewed on: 20th May 2026

Very efficient and informative.

5
Very efficient and informative. Good website, easy to use. Able to keep track of everything Reviewed on: 20th May 2026

Always understanding and very reasonable when having...

5
Always understanding and very reasonable when having difficulties. I would highly reccommend to anyone. Reviewed on: 20th May 2026

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