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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28695 reviews)

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4.73

Based on 28,695 reviews, last reviewed 1st Sep 2026

99% decrease in 5 star reviews

in the past 90 days

97% decrease in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28695)

Vanquis Credit Card Review

I’ve had the Vanquis Credit Card for a while now, and honestly it’s been one of the best financial decisions I’ve made. What impressed me most is how easy and straightforward everything is. The application process was quick, the app is simple to use, and I always know exactly where I stand with my spending and repayments. What really makes Vanquis stand out is how it helps people rebuild or improve their credit score while still feeling supported. I started with a lower credit limit, but by making payments on time and managing the card responsibly, I’ve already seen improvements in my credit profile. It feels rewarding to know that responsible spending actually gets recognised. The mobile app deserves special praise too — it’s fast, reliable, and makes managing payments effortless. I can check transactions instantly, track my balance, and stay in control without any stress. Customer service has also been excellent whenever I’ve needed help. The staff are friendly, professional, and genuinely helpful, which is rare these days. Unlike some credit card providers that make you feel like just another number, Vanquis gives the impression that they genuinely want customers to succeed financially. It’s not just a credit card — it’s a tool for building confidence, improving financial habits, and creating better opportunities for the future. Overall, I’d highly recommend the Vanquis Credit Card to anyone looking for a reliable, easy-to-manage card that supports credit building and responsible borrowing. For me, it’s been a positive investment in my financial future, and I’m glad I chose Vanquis. Reviewed on: 20th May 2026

Great customer service.

Great customer service. Always there when I need them Reviewed on: 20th May 2026

Room for improvement

It could be better, offers are not good enough Reviewed on: 20th May 2026

Financial freedom again, finally!

Getting a Vanquis card has supported me in getting back on my feet after being financially abused in a domestically violent relationship years and years ago. I have significantly reduced my debt, improved my credit score and feel happy and confident with my finances again. I have my life back! Reviewed on: 20th May 2026

Always received emails for statements and balances.

Always received emails for statements and balances. Very good website and good communication Reviewed on: 20th May 2026

Great service.

Great experience. Great card. Easy to manage. Would recommend to family and friends. Reviewed on: 20th May 2026

Overview

Overall, I see that they provide a low limit to start off with-they take a while to provide an increase compared to other providers. Reviewed on: 20th May 2026

Thank you

Good provider.... Will recommend Reviewed on: 20th May 2026

Excellent service efficient customer service

Excellent service efficient customer service Reviewed on: 20th May 2026

Vanquis is a very helpful supportive company...

I have found the experience of using Vanquis easy and all contacts have been informative and very helpful. From struggling with living bills the avaialbility Vanquis has given mee has eased the worries over money. Vanquis has been in regular contact with updates and explaining all they can do to give me some confidence and positivity to help me sort my finances out. Reviewed on: 20th May 2026

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