Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19912)

I found Vanquis very helpful whenever I’ve needed th...

5
I found Vanquis very helpful whenever I’ve needed their help or sorting out any request I’ve had. They have kept me well informed of of any issues that I’ve asked them to address. Reviewed on: 10th July 2025

Very good

5
Im used this card very nice amazing Reviewed on: 10th July 2025

Helps bulld my credit, great customer service, help...

5
Helps bulld my credit, great customer service, helps me when im in need Reviewed on: 10th July 2025

trouble paying my balance

3
I have trouble paying my balance off yet still regularly get offers to increase my limit. I am aware you can lower your limit but it is difficult getting anywhere close to that marker to activate. Reviewed on: 10th July 2025

Very helpfull

4
Great help in needed times. Good rates Reviewed on: 10th July 2025

Didn't want to know and just kept putting interest u...

1
Didn't want to know and just kept putting interest up on my account.Not very helpful at all Reviewed on: 10th July 2025

Credit score

5
It’s a great card for building your credit score it’s good value for money and it’s a great go to when in need of some cash Reviewed on: 10th July 2025

So far so good.

4
So far so good. No issues at the moment. Keep up the good work Reviewed on: 10th July 2025

Vanquis has always been there when I have needed tha...

5
Vanquis has always been there when I have needed that extra cash boost.There app is easy to understand too. Reviewed on: 10th July 2025

I am to use only 1 credit card with huge limit

5
Best option credit card. In 1 go you can get more limit. Reviewed on: 10th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.92 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.79 from 9 reviews
    Vanquis
  • Vanquis Savings

    from Vanquis 4.74 from 4 reviews
    Vanquis
    View all products