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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.78 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

No new 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

I had an incident where my cards were compromised an...

I had an incident where my cards were compromised and Vanquis didn't allow the payments to go through where others did! Was notified straight away! Reviewed on: 10th July 2025

Have always found customer service friendly, helpful...

Have always found customer service friendly, helpful, and polite. very good at sorting out any problem you may have with your account Reviewed on: 10th July 2025

My Experience

I first applied for a Vanquis card when I was looking for a way to improve my credit score. I had limited credit history in the UK, and Vanquis is known for accepting people with low or no credit scores. The application process was fairly straightforward, and I got a decision within a few days. Reviewed on: 10th July 2025

Excellent lender via credit card.

Excellent lender via credit card. Ideal amount of messages sent, you dnt get bombarded with pointless messages. Send payment reminders and balance / usage messages, the only messages you really require. Reviewed on: 10th July 2025

Very easy to use and the app is very good

Very easy to use and the app is very good Reviewed on: 10th July 2025

Fast & sufficient service, never had a problems so far.

Fast & sufficient service, never had a problems so far. Reviewed on: 10th July 2025

Build my credit score

helped me build my credit when other providers wouldn’t give me a chance. The app is easy to use, and payments are straightforward. It’s a great card for anyone starting their credit journey. My only concern is that some customer service staff could be more polite and patient. not all, but a few calls felt rushed. Reviewed on: 10th July 2025

Communication..

I feel that when I have phoned to discuss the difficulty I had when trying to use the app due to forgetting my password staff was not very helpful. Reviewed on: 10th July 2025

If I have a problem they are friendly and are keen t...

If I have a problem they are friendly and are keen to help settle the matter expeditiously and are very supportive. You are helpful in keeping us up to date on fraud tips, which is very important. Reviewed on: 10th July 2025

The team have always been super helpful

The team have always been super helpful Reviewed on: 10th July 2025

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