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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Great customer service.

5
Great customer service. Great product Reviewed on: 9th July 2025

Great service

5
Great service for all help i have needed since being with vanquis Reviewed on: 9th July 2025

Great customer service , the app is easy to use, ver...

5
Great customer service , the app is easy to use, very helpful and informative Reviewed on: 9th July 2025

Everything ok no problem when abroad

5
Everything ok no problem when abroad Reviewed on: 9th July 2025

Never had an issue, don’t know what to complain about.

5
Never had an issue, don’t know what to complain about. I’ve used vanquish for a while , I’ve never worried about payment for a big purchase. They have been there for me when I’ve needed them. Thank you. Reviewed on: 9th July 2025

Fantastic customer service and support

5
I was really pleased how easy and straightforward the application process was. I rang to get more information and the assistant was very helpful indeed. Overall I’m really impressed with service I’ve been provided with so far. Reviewed on: 9th July 2025

Ok starter card

4
Easy to apply, ok credit, not the best APR in comparison to other credit offers Reviewed on: 9th July 2025

I just love it

5
I just love my Vanquis account the fact I don’t have to carry money around with me to pay for things Reviewed on: 9th July 2025

Vanquis forever!

5
I have been with Vanquis for a number of years and have never experienced poor customer service. They have always listened and gone above and beyond to resolve and support me with any issues. Reviewed on: 9th July 2025

It was easy to make the application and writhing few...

4
It was easy to make the application and writhing few weeks I received the card and pin! Reviewed on: 9th July 2025

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