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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Always happy staff, easy to use

5
Always happy staff, easy to use Reviewed on: 19th May 2026

Really helped me out to build my credit score

5
Really helped me out to build my credit score Reviewed on: 19th May 2026

Never had issues with anything regarding money issue...

5
Never had issues with anything regarding money issues with Vanquis. Keep the good work up. Reviewed on: 19th May 2026

I have been using Vanquis for the past 14 years.

5
I have been using Vanquis for the past 14 years. I started using them when I got into financial difficulties during my marriage break up. They were a savior to me very helpful and help me get on the ladder to a better credit history they increased my credit limit when I needed it and they were always there when I needed them, the interest rates was very reasonable compared to other firms and they’ve helped me on my journey to better times thank you very much eifion Davies Reviewed on: 19th May 2026

Change of app

5
The app is easy to set up and the team were vey helpful when switching between the old app and the new app Reviewed on: 19th May 2026

I have held a Vanquis credit card for more than 10 y...

5
I have held a Vanquis credit card for more than 10 years. I have several other credit cards and I find the interst charges much more affordable than other credit cards. My monthly repayments are low and affordable. I highly recommend this Credit card. Reviewed on: 19th May 2026

Happy to remain to be loyal

5
I have had my Vanquis card for 9 years and I have been supported by Vanquis so I remain loyal to repay the support they gave me Reviewed on: 19th May 2026

I first got a Vanquicard many ago to improv...

5
I first got a Vanquis card many years ago to improve my credit score this has help me so much I always find the very helps f polite with any issue I have They go above and beyond to help Reviewed on: 19th May 2026

Banking with Vanquis is easy and pain-free

5
Vanquis banking is easily accessible, has transparent processes and regulations and the app is easy to use and intuitive. Vanquis make it easy for you to keep on top of your bills and spending and will always accommodate your needs where possible. Its been a pleasure doing business with them and I have no hesitation in recommending them Reviewed on: 19th May 2026

Vanquis the best way forward.

5
I have been extremely happy with Vanquis and the staff are very helpful especially when it came to me struggling to make a payment. I will highly recommend vanquis to anyone because they offer a much better deal than other credit card companies. Using their card has helped me become more comfortable and safe with my money management than any other company that I have previously had. Reviewed on: 19th May 2026

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