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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

The card and the app are very accessible and have he...

5
The card and the app are very accessible and have helped me to build up my credit rating quickly.The customer service has been great too whenever I've needed to contact them Reviewed on: 19th May 2026

Good customer experience.

4
Good customer experience. App is very easy to navigate Reviewed on: 19th May 2026

The perfect card

5
I have had the pleasure to have a vanquis card for several years now,I kept my maximum reasonably low,maybe £1500,they helped pay bills till I got paid,and when I had some extra money I paid off the card,I can increase my card within reason but keep myself safe to over spending,.....thank you vanquis Reviewed on: 19th May 2026

I have been with vanquish for a good while now.

5
I have been with vanquish for a good while now. They have always been first class nothing ever too much trouble. Excellent card absolutely Reviewed on: 19th May 2026

It has been wonderful using vanquis

4
It has been wonderful using vanquis Reviewed on: 19th May 2026

Happy client for over 10 years

5
Been a client for over 10 years and the service is exemplary Reviewed on: 19th May 2026

A generally good experience with Vanquis.

4
A generally good experience with Vanquis. However high interest rates do mean high repayments. Reviewed on: 19th May 2026

Great Service & Advice

5
great service and advice to ensure your credit history goes in the right direction. Competitive rates for those wanting to improve their credit history Reviewed on: 19th May 2026

All good very good service would highly recommend

5
All good very good service would highly recommend Reviewed on: 19th May 2026

Long time very happy customer

5
Been a customer for many years and have always had the best service from.vanquis. I love using the app.it is clear and so easy to use, to make oayments and check details of my account. I use my vanquis account every month! Reviewed on: 19th May 2026

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