Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28689)

Great, customer service is great and rates are good

5
Great, customer service is great and rates are good Reviewed on: 19th May 2026

Great card, very easy to manage

5
Easy to use, accepted everywhere. Very easy to make ad-hoc payments and check balance & transaction Reviewed on: 19th May 2026

Needed help building my credit rating

5
Needed to build up my credit rating and was advised to take out and use a credit card. After looking at various cards I decided on Vanquis. I after reading reviews. . Vanquis has I creased my credit limit 3 times since obtaining the card without me asking.. I feel secure when purchasing/making payments on line. I do not run up debts and choose to pay in full each month. This has paid off big time and I have seen my credit rating rise and it is now excellent. This has huge impact financially. It has also helped me to feel good about how I am handling my money. Reviewed on: 19th May 2026

Excellent company

5
Iv had no problems with my account its been best credit card iv dealt with great credit excellent company thank you Reviewed on: 19th May 2026

I not had any issues with my Vanquis card even when...

5
I not had any issues with my Vanquis card even when I can’t meet a payment there are options to hold and promise to pay on another date. Perfect Reviewed on: 19th May 2026

Really easy to deal with, you can use the card on Ap...

5
Really easy to deal with, you can use the card on Apple Pay which is great, balance transfer & cash offers very good Reviewed on: 19th May 2026

Listening to my health problems the timbeen your selfs

5
Listening to my health problems and the time I have been with your selfs Reviewed on: 19th May 2026

Service is good and helpful

5
You provide excellent service and assistance Reviewed on: 19th May 2026

Very pleased to be with vanquis who offered me my fi...

5
Very pleased to be with vanquis who offered me my first credit card for years. Reviewed on: 19th May 2026

absolutely first class !

5
Vanquis have been absolutely first class ! Never had any problems- so straight forward and would highly recommend to anyone who wants a credit card Reviewed on: 19th May 2026

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.80 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.48 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.39 from 598 reviews
    Vanquis
    View all products