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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Yea I’m cool with Vanquis.

Yea I’m cool with Vanquis. Of course it’s not the best rate on the market but they offer a decent product and acceptable rate when you are not in the best shape credit wise. Good cash back and balance transfer offers too Reviewed on: 19th May 2026

Loyal Customer

i have been with Vanquis for a number of years now, and have had no problems with the service. Reviewed on: 19th May 2026

Very good credit card and now comes with even more b...

Very good credit card and now comes with even more benefits than ever before Reviewed on: 19th May 2026

Great company great help and advice

Great company great help and advice Reviewed on: 19th May 2026

I have never had any issues with vanquis!

I have never had any issues with vanquis! Reviewed on: 19th May 2026

Amazing service And very reliable !

Amazing service And very reliable !Thank you for your help and assistance ! Reviewed on: 19th May 2026

Vanquis have really helped me build and improve my c...

Vanquis have really helped me build and improve my credit score over time, and their customer service has always been helpful and supportive whenever needed. A great company for anyone looking to rebuild their credit with confidence. Reviewed on: 19th May 2026

I have been a Vanquis customer for over 6 years and...

I have been a Vanquis customer for over 6 years and my experience has been consistently positive throughout. What stands out most to me is that Vanquis feels like a financial institution led by people-for-people - supportive, accessible and understanding of real-life financial journeys. The card helped me responsibly rebuild and strengthen my credit profile while giving me flexibility and reassurance when needed most. The online account management is simple to use, payments are easy to track, and the overall service has always felt transparent and reliable. Over the years, I have appreciated the respectful customer approach and the sense that Vanquis genuinely aims to help customers improve their financial confidence rather than simply provide a credit product. I would confidently recommend Vanquis to anyone looking to build their credit history responsibly with a company that values people and long-term customer support. Reviewed on: 19th May 2026

Excellent

A really excellent, straight forward service in all areas 7 Reviewed on: 19th May 2026

Excellent card

I've had a Vanquis card for over 5 years & I'm very satisfied with it. I love the app too as easy to use. Reviewed on: 19th May 2026

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