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Vanquis : Credit builder credit card reviews

4.73
Based on 28,689 reviews, last reviewed 16th Jul 2026
795600% increase in 5 star reviews
in the past 90 days
6000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026
Alistair M's avatar
Alistair M

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

Every call to customer service is answered immediate...

5
Every call to customer service is answered immediately no waiting Reviewed on: 19th May 2026

Perfect to use

5
Good and reliable to the money and I am enjoying the Vanquis card Reviewed on: 19th May 2026

Vanquis Bank has built a reputation for helping peop...

5
Vanquis Bank has built a reputation for helping people improve their credit history while offering straightforward banking services. Many customers appreciate the easy application process, helpful customer support, and tools that encourage responsible borrowing. The mobile app is simple to use, making it convenient to manage accounts, track spending, and stay on top of payments. Overall, Vanquis is often seen as a supportive option for people looking to rebuild credit and gain more financial confidence Reviewed on: 19th May 2026

Vanquis has help me a lot & are fair with repayments...

5
Vanquis has help me a lot & are fair with repayments ive bin with them a long time & still with them now Reviewed on: 19th May 2026

Always very helpful and easy to use App.

5
Always very helpful and easy to use App. Reviewed on: 19th May 2026

So simple to apply, set up and use!

5
Applying and setting up was so easy, the app is brilliant, so straightforward and clear, don’t even have to wait for the card to arrive as it gave the option to set up in phone wallet straight away. Lost my card and even that was just so simple to sort out using the app. The help is excellent. I didn’t know much about Vanquis previously but I think it’s the best product around for someone like me! Reviewed on: 19th May 2026

Such a great personal team if you need help advice c...

5
Such a great personal team if you need help advice customer service is the best . Reviewed on: 19th May 2026

Helps at the end of the month.

5
Helps at the end of the month.To rely on vanquis.easily obtained Staff were very friendly and explained everything the one time i had to phone up otherwise very self explanitory.good credit card .should be accepted by more companies. Reviewed on: 19th May 2026

Applying was so easy and straight forward and the su...

5
Applying was so easy and straight forward and the support when needed was great. Security was on point too which is very important to me. Applying also helped alot Reviewed on: 19th May 2026

Excellent at helping me rebuild my credit score.

5
Excellent at helping me rebuild my credit score. Great customer service, app is very easy to interact with. Reviewed on: 19th May 2026

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